Gulf Winds Federal Credit Union

Gulf Winds Branches and Free ATMs

Don't spend your money
to get your money.

There are no fees for members who use their Gulf Winds cards in CO-OP Network ATMs. The CO-OP Network, owned by credit unions, offers more than 28,000 ATMs located at credit unions and retail locations throughout the U.S. and Canada. Just look for the CO-OP symbol on the ATM to ensure that you get a surcharge free transaction.

Enjoy Surcharge-Free ATM withdrawals at these local stores:


Deposit fee: $1.00 at non Gulf Winds and CUSAS locations.

Inquiry Fee: $.25 (No Fee for Gulf Winds, CO-OP Network or CUSAS ATMs.)


Text Messaging and GPS!

Find a CO-OP Network surcharge-free ATM when you're away from your computer!

Before you take your next road trip, be sure that you know exactly where to get your cash for free. Text your location – address, intersection or zip code – to 692667 (MYCOOP) from any mobile phone.

You can also download the database of more than 28,000 surcharge-free ATMs directly to your Garmin, Tom Tom or other GPS device.* You'll never be lost looking for a surcharge-free ATM again.


ATM Network



Like CO-OP Network ATMs, 692667 (MYCOOP) is a surcharge-free service. But check with your mobile phone provider as standard text messaging rates apply. And don’t worry, you won’t receive any unsolicited messages by using 692667 (MYCOOP).

For Terms and Conditions of the text messaging service, please click here.

*Note: By following the link to download to your GPS, you will be leaving the Gulf Winds website.