Skip to main content
Celebrating 70 Years of Service

Mortgage Refinance

Home Sweeter Home

Are you looking for ways to make your mortgage more manageable? Refinancing your mortgage with Gulf Winds can help you lower your monthly payments, secure a better interest rate, or pay off your home loan faster. 

Get Started  Contact Us

You're in control when you refinance. 

Already have a mortgage and looking for more favorable terms? Considering the terms of your existing home loan, current market conditions, and your future plans, mortgage refinancing might still be a beneficial option. Refinancing can help you secure a better interest rate, lower your monthly payments, or pay off your loan faster.

  • Rate and Term Only
  • Cash Outs
  • Lower Payments
  • Shorter Term

Contact us today and learn more to see if refinancing is right for you.
Call us at 800.650.6328 or apply online.

Get Started View Rates


Mortgage Calculators and Resources

From deciding how much home you can afford to estimating closing costs, we have the tools you need to make informed decisions about what loan is right for you.

Learn More  View Rates


The customer service was perfect. The Gulf Winds team exceeded expectations and worked with me to get a better rate on my payment.
Sara R.
Katrinka Phillips

Katrinka Phillips

NMLS# 2128562

Apply with Katrinka

Email Katrinka Phillips

Ext. 752

Sherry Brock

Sherry Brock

NMLS# 1367681

Apply with Sherry

Email Sherry Brock

Ext. 463

Gary Brewer Jr.

Gary Brewer Jr.

NMLS# 1911372

Apply with Gary

Email Gary Brewer Jr.

Ext. 280

April Glover

April Glover

NMLS# 854548

Apply with April

Email April Glover

Ext. 446

Gulf Winds Credit Union NMLS #414456