STAY ALERT: Gulf Winds will NEVER contact you directly and ask for usernames, passwords or verification codes. If you have concerns about a call’s legitimacy, hang up IMMEDIATELY and call us back at 850-479-9601. Learn more.

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Celebrating 70 Years of Service

Digital Banking

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Manage Your Accounts at the Speed of Life

Anytime, Anywhere, Any Device

Check Balances and Transactions

Quickly check the balance on your checking, savings, credit card, loans and more. View and search for recent transactions like deposits, debit card purchases and ATM withdrawals.

Pay Bills and Transfer Funds

Pay your monthly bills, send a one-time payment or pay back a friend for lunch. Send money now or pre-schedule a bill or transfer.

Get Account Activity Alerts

Set and receive alerts to track and monitor your account activity even when you’re not logged in. To get started log in to Digital Banking and click Settings > Alerts.

Sign Up for E-Statements

E-Statements reduce clutter, improve security and are free of charge. Access them 24/7. Manage your preferences in Digital Banking. Go to Services > Statement Delivery > accept E-Statements.

Mobile Devices

Manage Your Account Anytime, Anywhere

Check your balance, transfer money, pay bills, deposit checks and more with our secure Digital Banking platform.

New for Apple Watch users: View your first 10 accounts and up to 10 of your most recent cleared transactions on our app.

Download the gulf winds mobile app from the Apple app store opens in a new window Download the gulf winds mobile app from Google Play opens in a new window

Mobile Check Deposit

Deposit checks with a tap and snap, no branch or ATM required!

It’s Simple and Secure

  • Open the Gulf Winds Digital Banking app on your smartphone or tablet.
  • Endorse your check with your signature and “Mobile Deposit Only Gulf Winds."
  • Snap a couple pictures and you’re done!

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Pay Your Bills With Ease

Whether you need to manage and pay your monthly bills, send a one-time payment, or pay back a friend for lunch, you can do it all with Gulf Winds Digital Banking. 



Make managing your payment preferences simple. Update your payment methods with your favorite merchants, all in one place.

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Reduce the hassle of managing loan payments. Pay your Gulf Winds loan from another financial institution through a secure online account.

Learn More

The representative was very friendly and walked me step by step through the process of signing up for digital banking and answering my questions.
Cynthia R.

Frequently Asked Questions

You can enroll in our digital banking tools here or you can click or tap “Enroll” on the app. The registration takes only a few seconds but you’ll need to be ready with a unique username of your choice, your SSN, DOB and Zip Code. Once complete, you will be able to view and manage your Gulf Winds accounts on any device.


Our Digital Banking platform utilizes a Secure Access Code (SAC) security feature. This SAC allows us to identify you by sending a 6-digit code to your designated point of contant. 

Secure Access Codes are sent to your designated point of contact when logging into Digital Banking for the first time or from a computer/mobile device you have not previously registered. When prompted, select the method in which you'd like to receive the SAC. Codes are only valid for 15 minutes, so please ensure you can access and enter it into the platform quickly.

To recover your username, you'll need to visit a branch or call the contact center. You will be required to answer security questions or present a photo ID. Our staff will be able to communicate your username once your identity is verified. 
Find a branch or call us.

To reset your password, select the "Forgot Password" link on the login page. You will be prompted to confirm your identity and, once this is completed, you can create a new password.

The routing number for Gulf Winds Credit Union acconts is 263281679.

To find your account number within Digital Banking, click on the account title and then select "Details". You will find your full MICR Account Number and the Gulf Winds routing number listed.

Before you can view balances on your Apple Watch, you must first enable the feature in your iOS app. Log into you iOS app and access Apple Watch from the Main Menu, under Settings, to enable the feature. 

Once enabled, you can view your first ten (10) account balances by swiping left and right on your watch. If you have more than 10 accounts, you can re-order the display from the account summary page on your iOS app or desktop. 

You can also view the ten (10) most recent cleared transactions for each account from your Apple Watch. To view transactions, tap on the watch screen and swipe up or down to scroll through the list. Pending transactions will not show up on your Apple Watch.

You Might Also be Interested In...

E-Statements »
Our free E-Statements save you time, money and the environment. 

Digital Wallets »
The simple, secure and fast way to pay.

Switch to Gulf Winds »
Where you bank matters. Here's why we're different.

Ready to join Gulf Winds?

Whether it’s a car loan, home ownership, saving for college, planning your retirement or digital banking that moves at the speed of life—we’ve got you covered.