How to Join

Your Journey Matters

For more than 60 years, we have offered our members the innovative financial tools they need to live in the moment—and plan for the future.

Whether it’s home ownership, a car loan, saving for college, planning your retirement or digital banking that moves at the speed of life—we’ve got you covered. Open an account in minutes with just $5.

Open an Account

Who Can Join?

Membership is open to anyone who lives, works, worships or attends school in one of the 75 counties we serve.

Businesses and other legal entities located in these counties and anyone who is an immediate family member of a current member is also eligible for membership.

Florida

Alachua, Baker, Bay, Bradford, Calhoun, Clay, Columbia, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Levy, Liberty, Madison, Marion, Nassau, Okaloosa, Putnam, Santa Rosa, Saint Johns, Suwannee, Taylor, Union, Wakulla, Walton, and Washington Counties

Alabama

Baldwin, Butler, Clarke, Coffee, Conecuh, Covington, Crenshaw, Dale, Escambia, Geneva, Henry, Houston, Mobile, Monroe, Washington, and Wilcox Counties

Georgia

Atkinson, Baker, Berrien, Brantley, Brooks, Camden, Charlton, Clinch, Colquitt, Cook, Decatur, Early, Echols, Glynn, Grady, Lanier, Lowndes, Miller, Mitchell, Pierce, Seminole, Thomas, and Ware Counties

Bank vs. Credit Union. Why join Gulf Winds?

We work to help our members. Banks make profits for shareholders.

Our earnings directly benefit you in the form of higher savings rates, better loan rates and lower fees. As a non-profit credit union, every member owns an equal “share” in Gulf Winds, regardless of how much money is in your account.

Ready to make the switch? Do it in four easy steps.

Download the Switch Kit