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Celebrating 70 Years of Service

RV and Camper Loans

Rates as low as 6.49% APR**

Explore More, Pay Less

For all the paths not yet explored, our low rates and flexible terms will have you focused on the road, not your monthly payment. 

Apply Now  1.800.650.6328

RV Loan Rates
Term APR Range Est. Payment /$1,000 Borrowed
36 months 6.49% - 17.99% $30.64 - $36.15
72 months 6.49% - 17.99% $16.81 - $22.80
96 months 7.49% - 17.99% $13.88 - $19.72
180 months 7.49% - 17.99% $9.26 - $16.10

*Rates as of 05/22/2024. Monthly payments per $1,000 for up to 72 months at 6.49% APR is $16.81. Maximum loan term will depend on the age of collateral and/or the size of the loan. The actual APR may vary based on the applicant's credit history and underwriting criteria. 

Very easy to get the loan processed. Great communication. Enjoyed working with a credit union that treated me like a lifelong customer.
Doug H.

RV and Camper Loan Benefits

Whether it's a weekend adventure or a home on wheels, we have you covered with a loan that has flexible terms and competitive rates.

  • Low-interest rates
  • Terms up to 180 months*
  • Flexible financing options
  • No payments up to 45 days
  • Simple online application
  • Easy to use online account management
  • Loan Protection Options

Apply Now

RV and Camper Loan Protection 

Protect your loan with Guaranteed Asset Protection (GAP) and Debt Protection.
Call us to get started 1.800.650.6328.

GAP (Guaranteed Asset Protection)

Pay only what your RV or camper is worth.

  • Enjoy peace of mind because GAP may cover the difference when your loan payoff is greater than the actual worth of your asset.
  • GAP is important because insurance companies won’t pay for the entire amount of your loan balance if your RV or camper is stolen or totaled in an accident.

Life is unpredictable. With the Gulf Winds Debt Protection program, your loan balance or monthly payments may be cancelled without penalty or added interest. 

  • Multiple coverage options available to best fit your needs. Must be purchased at time of loan funding.
  • Cancel at any time. If you do so within the first 30 days, we will refund any fees already paid.

Estimate Your Monthly Payment

Term in Months

Monthly Payment


Interest Rate


Please note that these calculators are provided for informational and planning purposes only. Your actual terms and rates will vary depending on credit history and the details of the loan. Contact us to get your best rate.

Ready to start your adventure?

Low rates, flexible financing options, up to 45 days no payments and a simple application. We believe getting an RV loan should be easy.

Get started today

Additional Loan Options

Looking for a different loan to keep life moving forward? We've got you covered!



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Motorcycle & ATV

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Personal Loans

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**Rates as low as 5.99% APR for up to 72 months on new and used RV and Boat purchases, and refinances. Monthly payments per $1,000 for up to 72 months at 4.99% APR is $16.57.

For all loans, maximum loan term will depend on the age of collateral and/or the amount of the loan. The actual APR may vary based on the applicant's credit history. Excludes current Gulf Winds loans.