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Privacy Policy

Last Updated: January 12, 2022

Protecting Your Information

Your privacy is important to us. We are committed to keeping your personal information safe.


What Does Gulf Winds Credit Union Do With Your Personal Information?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number and income
  • Account balances and payment history
  • Credit history and creditworthiness

When you are no longer our customer, we continue to share your information as described in this notice.

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

How?
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Gulf Winds Credit Union chooses to share; and whether you can limit this sharing. 


Reasons we can share your personal information:

 

Shared by
Gulf Winds?

Can you limit
this sharing?

For our everyday business purposes—
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations,
or report to credit bureaus

Yes

No

For our marketing purposes—
to offer our products and services to you

Yes

No

For joint marketing with other financial companies

Yes

No 

For our affiliates’ everyday business purposes—
information about your transactions and experiences

No

We don't share 

For our affiliates’ everyday business purposes—
information about your creditworthiness

No

We don't share 

For our affiliates to market to you

No

We don't share 

For non affiliates to market to you

No 

We don't share 

What we do:

How does Gulf Winds  Credit Union protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does Gulf Winds Credit Union collect my personal information?

We collect your personal information, for example, when you:

  • Open an account or apply for a loan
  • Make a wire transfer or provide account information
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies

Why can’t I limit all sharing?

Federal law gives you the right to limit only:

  • Sharing for affiliates’ everyday business purposes—information about your creditworthiness 
  • Affiliates from using your information to market to you
  • Sharing for non affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

Gulf Winds Credit Union has no affiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

Non affiliates we share with can include insurance companies, government agencies, plastic card processors (credit/debit/ATM), financial statement publishers or printers, mail house, consumer reporting agencies, data processors, and check/share draft printers

A formal agreement between non-affiliated financial companies that together market financial products or services to you.

Our joint marketing partners include advertising and marketing agencies 

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Credit Union Privacy Information