Earn points with every purchase
Earn one point for every dollar of every purchase, every day.
Redeem for gift cards, airline tickets, cruises, hotels, merchandise, rental cars, and more.
VISA Platinum Rewards Features
With the VISA Platinum Rewards card, you'll enjoy:
- Rates as low as 10.9% APR*
- No annual fee
- No cash advance fees
- No minimum finance charge
To check or redeem your Visa Platinum Rewards, simply log in to Digital Banking, then select Credit Cards > Get My Rewards from the main menu.
VISA Platinum Rewards Benefits
Along with being accepted worldwide, our VISA credit cards offer a variety of benefits that keep you moving forward.
Apply online now or call us at 1.800.650.6328 to get started.
Easy Account Management
Manage and use your money the easy way with:
- 24/7 online account access
- Apple PayTM, Samsung Pay, and Android PayTM
From online shopping to in-store purchases, we've got you covered with proactive fraud-fighting tools:
- EMV Chip Technology
- Online purchase protection with Visa Secure
Life is unpredictable. With the Gulf Winds Debt Protection program, your loan balance or monthly payments may be cancelled without penalty or added interest.
- Multiple coverage options available to best fit your needs. Must be purchased at time of loan funding.
- Cancel at any time. If you do so within the first 30 days, we will refund any fees already paid.
|Credit Card||APR Range|
|VISA Platinum||8.9% - 17.9%|
|VISA Platinum Rewards||10.9% - 17.9%|
*Rates are based on individual credit worthiness. Rates are subject to change without prior notice.
Get the most out of your credit card. Our card payment options and fraud alerts simplify spending and let you go on with your day.
Fee-Free Auto Pay
Easily set-up automatic payments from any account on a monthly, bi-weekly or weekly basis without a fee. Choose to automatically pay your full statement balance, the minimum payment or a fixed amount greater than minimum. Sign up online via our Digital Banking platform or at any branch; signature required.*
*A signature is not required if the automatic payment will be made from a Gulf Winds account.
Text Message Fraud Alerts
Members that use Gulf Winds Visa Credit Cards may receive text messages from us if we need to confirm account activity. How does it work?
Step 1 - Our fraud monitoring system will keep an eye on your transaction activity. If it sees something unusual, you'll get a text notification.
Step 2 - If the transaction is legitimate, simply reply YES to the text message to unlock your card so transactions can continue. If you did not make the transaction, reply NO. If the transaction is confirmed as fraud with a “NO” text reply, the card will be blocked immediately to prevent any additional fraudulent charges and we will respond with the next step necessary.
You are automatically enrolled in this free service when getting a Gulf Winds Credit Card, however, you can opt-out at any time. Please ensure that your phone number is correct and updated in our system to receive these notifications.
To report credit card fraud or dispute charges reach out to VISA's dedicated support line. Just call 1.866.791.6842 and select Option 4.
Ready to Apply?
Low rates, no annual fee and a simple application.
Our credit cards make it easy to keep life moving forward.
Additional Card Options
Our Lowest-Rate Card
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Our Credit Building Card
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1Please allow two business days for posting on payments via transfer from an external account.
2Please note external accounts cannot utilize our automated Phone Banking and fees may be charged to facilitate a payment from an external account.