Explore checking account options that save you time, money and worry.
No matter where you are in life, we have accounts that keep you moving forward.
To open any Gulf Winds Personal Checking Account you must first open a Primary Share Savings Account with a $5 deposit.
Who Can Join?
Membership is open to anyone who lives, works, worships or attends school in one of the 75 counties we serve.
Businesses and other legal entities located in these counties and anyone who is an immediate family member of a current member is also eligible for membership.
It was an easy, fast, and friendly experience opening up a new account.Andrew G.
Join Gulf Winds. Because your journey matters.
From car loans and college savings to retirement planning and digital banking tools, Gulf Winds has everything you need to keep life moving forward.
Planning to switch primary accounts to Gulf Winds? Download our free Switch Kit for step-by-step instructions.
Financial Learning Center
Checking Accounts
Learn about the features, benefits and functions of checking accounts.
Account opening subject to approval.
1ATM fee refunds up to $15 per cycle when qualifications are met. Only applicable with HY Checking Share accounts, not Primary Share or Primary Savings accounts.
2Subject to account qualification after 30 days. A fee will be incurred for use of this service.
3For machines outside of the Gulf Winds network of ATMs the deposit fee is $1.00 and the inquiry fee is $0.25.