Teens Checking Account

Free checking today. Good choices for the years to come.

Gulf Winds MyMoney Teens Checking helps set a foundation for a successful financial future.
Teach money management skills while gaining access to our personal service and free Digital Banking tools.

Open An Account With Your Teen Today

Visit a branch location or call us toll-free at 1.800.650.6328.

^{Teens must be 16 or older and present a picture ID. A qualified parent or guardian is required to open an account.}

No minimum balance
No monthly service fee
Free VISA Debit Card
Access to 85,000+ free nationwide ATMs

Free Digital Banking with bill pay and alerts
Free eStatements with check images
Free 24-hour phone banking
Free Overdraft Protection

No minimum balance
No monthly service fee
Free VISA Debit Card
Access to 85,000+ free nationwide ATMs
Free Digital Banking with bill pay and alerts
Free eStatements with check images
Free 24-hour phone banking
Free Overdraft Protection

Manage Your Account Anytime, Anywhere

Check your balance, transfer money, pay bills, deposit checks and more with our secure Digital Banking. Learn More

Gulf Winds is a great partner in helping me teach my teen about money and responsibility.

Jennifer M.

Overdraft Protection

Whether it's a flat tire or too much ice cream, our Overdraft Protection gives you peace of mind. By automatically transferring any necessary funds from a designated source to your checking account, our free service means you don't have to worry about fees or if you have enough money to cover a purchase. There is no charge, no transfer fee, and no non-sufficient funds (NSF) fee for use of this service when activated on your account.

MyMoney Teen Savings

MyMoney Teens Savings is an interest-bearing savings account designed just for teens.

Combining a MyMoney Teens Savings and a MyMoney Teens Checking account can help teach your teen how to save and spend responsibly.

^{A qualified parent or guardian is required to open a MyMoney Teens Share Savings account.}

Get Started Now

You focus on the future. We'll handle the rest.
^{Work with one of our knowledgeable team members to open an account today. Account opening subject to approval.}

Additional Checking Options

High-Yield Checking

Earn interest on your everyday balance.

No Monthly Service Fee
Nationwide ATM Fee Refunds¹
Overdraft Privilege Protection²

MyFree Checking

Convenient, secure, and perfect for daily needs.

No Monthly Service Fee
No Minimum Balance
Overdraft Privilege Protection²

MyOpportunity Checking

Your opportunity for a fresh start.

No Minimum Balance
$10.95 Monthly Service Fee
Free Overdraft Protection

¹ATM fee refunds up to $15 per cycle when qualifications are met. Only applicable with HY Checking Share accounts, not Primary Share or Primary Savings accounts.
²Subject to account qualification after 30 days. A fee will be incurred for use of this service.

MyMoney Teens Checking Accounts