Savings That Reward Tomorrow
Gulf Winds offers two ways to invest for your retirement with Individual Retirement Accounts, or IRAs.
Our Share IRA has no miminum balance or term requirement.
Our Certificate of Deposit IRA requires a miminum balance of $500.
The interest rate is fixed at purchase and remains in effect until maturity.
Start saving today!
Visit one of our convenient branch locations or call us toll-free at 1.800.650.6328 to request more information.
Account Type | Dividend Rate | APY | Compound Frequency | Minimum Deposit |
---|---|---|---|---|
6 Months IRA | 2.080% | 2.10% | Monthly | $500 |
12 Month IRA | 2.667% | 2.70% | Monthly | $500 |
18 Month IRA | 3.203% | 3.25% | Monthly | $500 |
24 Month IRA | 3.251% | 3.30% | Monthly | $500 |
36 Month IRA | 3.300% | 3.35% | Monthly | $500 |
48 Month IRA | 3.397% | 3.45% | Monthly | $500 |
60 Month IRA | 3.542% | 3.60% | Monthly | $500 |
Rates as of 5/28/2023. APY=Annual Percentage Yield. APY assumes interest remains on deposit until maturity. Fees may reduce earnings. The rate and APY stated is declared by the Board of Directors and is subject to change at any time.
Financial Learning Center
Individual Retirement Accounts (IRAs)
Learn about the features, benefits, and different types of IRAs as tools for retirement savings.