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Term Share Certificates

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Competitive rates. Predictable return.

Share Certificates, commonly referred to as Certificates of Deposit or CDs, are a secure investment that pays a higher rate than a traditional savings account. While the minimum balance for each is $500, dividends are earned daily and credited and compounded monthly. Explore our options below.

Early withdrawals are subject to penalty. 18 and 48-month Term Certificates not currently available online. 

Limited-Time Offer: Score an outstanding rate when you open a 10 or 19-month Special Certificate.

Keep life - and your savings - moving forward. Take advantage of this special offer before it's gone! 

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Certificate Specials

Our Certificate Specials offer unique terms with higher yields, providing you the ability to supercharge your savings. When the term ends, funds are transferred to a permanent product, typically your primary savings account. Early withdrawals are still subject to penalty.

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Certificate Special Accounts
Account Type Dividend Rate APY Compound Frequency Minimum Deposit
10 Month 2.716% 2.75% Monthly $500
19 Month 3.251% 3.30% Monthly $500

APY=Annual Percentage Yield. Early withdrawal penalties may apply.
Rate and Yields are subject to change. APY assumes interest remains on deposit until maturity. Certificate Specials are not offered to Business Accounts and not available for IRAs. Certificate Specials are limited to one per term, per member. Maximum deposit into a Certificate Special will be $250,000. Other restrictions may apply. 

Term Share Certificates

Our Term Share Certificates lock in risk-free, guaranteed savings that keep you moving forward. Just set it and forget it.

Early withdrawals are subject to penalty. 18 and 48-month Term Certificates not currently available online. 

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Term Share Certificate Accounts
Account Type Dividend Rate APY Compound Frequency Minimum Deposit
6 Month 1.193% 1.2% Monthly $500
12 Month 1.785% 1.8% Monthly $500
18 Month 2.325% 2.35% Monthly $500
24 Month 2.374% 2.4% Monthly $500
36 Month 2.423% 2.45% Monthly $500
48 Month 2.521% 2.55% Monthly $500
60 Month 2.667% 2.7% Monthly $500

APY=Annual Percentage Yield. Early withdrawal penalties may apply.
This rate sheet is incorporated into the Account Agreements and Disclosures. The rate and APY stated for Term Share Accounts is the rate that was offered within the most recent seven calendar days. Rates and yields are subject to change at any time. APY assumes interest remains on deposit until maturity.

Additional Investment and Savings Options

IRA Share Savings »
Increase your retirement savings.

Special Share Savings »
A great choice when saving for a special occasion. 

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