Independence Day: Gulf Winds will be closed Monday, July 4, in observance of Independence Day.

Skip to main content

Anything+ Personal Loans

Stress-free borrowing for the things you need.

Whether it’s a destination within sight or an unexpected detour, a Gulf Winds Anything+ Personal Loan offers low rates and no payments for 45 days. The best part? Get pre-qualified in minutes with no impact to your credit score!

Get Started


Gulf Winds Anything+ Personal Loan Benefits

  • Free Pre-qualification
  • No Credit Score Impact
  • No Payments for 45 Days
  • Quick Funding
  • No Collateral Required
  • Simple Application with No Fee
  • Fixed Rate and Term
  • Monthly Payment Date Choice
  • Payment Protection
  • 24/7 Online Account Access
  • Free Pre-qualification, No Credit Score Impact
  • No Payments for 45 Days
  • Quick Funding
  • No Collateral Required
  • Simple Application with No Fee
  • Fixed Rate and Term
  • Monthly Payment Date Choice
  • Payment Protection
  • 24/7 Online Account Access
Personal Loan Rates*
Term APR Range Est. Payment /$1,000 Borrowed
60 months 10.4% - 17.90% $21.44 - $25.34

Maximum loan term will depend on the age of collateral and/or the size of the loan. The actual APR may vary based on the applicant's credit history.

Estimate Your Monthly Payment

Term in Months

Monthly Payment

$

Interest Rate

APR

Please note that these calculators are provided for informational and planning purposes only. Your actual terms and rates will vary depending on credit history and the details of the loan. Contact us to get your best rate.

Do You Need a Personal Loan?

Exploring why you need to borrow money may be the best way to determine whether a personal loan is right for you.

A Gulf Winds Anything+ Personal Loan might be best for you if:

  • You have one-time expenses, such as a home improvement project, special events or debt consolidation.
  • You know how much you need to borrow.
  • You prefer to have the same monthly payment and interest rate throughout your loan term.

Find out how much you can borrow with our quick prequalification that does not impact your credit.

Get Started

Ready to Get Pre-Qualified?

It takes two minutes and does not impact your credit score.
See which one of our low rates you qualify for and how much you can borrow by clicking the box below.

Get Pre-Qualified

★★★★★

"I just moved to Florida, and was looking for a new credit union that would take care of my needs and wants. Gulf Winds knocked it out of the park. From opening new accounts to taking out loans, to just treating us like best friends. Thank you Gulf Winds for taking care of your customers. Y'all are awesome."

- Brent W., Pensacola

★★★★★

"Great team of bankers. Have had several loans and the ease of every process is amazing. They have worked with me through several points of my credit rating being low to high. Always the same treatment. Not treated like a credit score, but treated like a member."

- Rob J., Pensacola

Personal Loan FAQs

We use a pre-qualification tool that allows us to give you a potential interest rate and loan amount without a hard credit inquiry. A hard credit inquiry will only occur if you accept the offer and agree to submit a full loan application.

We know our members often need money fast, so we make the process quick and easy. From our instant pre-qualification to funding, most members have their cash in hand within 48 hours.

Since we’re a credit union, we focus on helping our members succeed through personalized loan decisions. That means it’s often easier to secure a loan from a credit union like Gulf Winds than it is from a big bank. You can easily find out if you qualify for a loan and how much you can borrow by getting pre-qualified. It only takes 2 minutes and doesn’t impact your credit. 

To read more about how we work to help our members, you can click here. 

You can get an Anything+ Personal Loan for just about anything. Many Gulf Winds members use them for debt consolidation, home improvements, car repairs, medical expenses, and special events like weddings, and vacations.


*Rates as of 4/15/2022. Maximum loan term will depend on the size of the loan. Terms from 12 to 60 months. APR = Annual Percentage Rate. Rate range from as low as 9.90% APR up to 17.90% maximum APR. All loans subject to credit approval. Rate and term to be determined based on creditworthiness. The rate will not increase while the plan is open. Refinancing of existing credit union loans do not qualify. Cannot be combined with any other offer. Credit Union Membership required with a $5 minimum deposit. Some restrictions may apply. Rates and terms are subject to change. The payment on a $10,000 loan would be $211 per month. Monthly payment is based per $1,000 at a non-variable interest rate of 9.90% APR with a 60-month term. This equates to $11,586.00 over the life of the loan.