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Celebrating 70 Years of Service

Credit Cards

VISA Platinum, VISA Platinum Rewards, VISA Secured

Freedom for life. Finances under control.

Find the card that works best for you.
Apply now and get pre-qualified with no impact to your credit score!1

Limited-Time Offer: No Balance Transfer Fees!

Consolidate debt and simplify your payments with lower interest rates and no annual fees. Take advantage of this special offer before it's gone!

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Our Lowest-Rate Card

Enjoy great rates everyday with
VISA Platinum.

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Our Rewards Card

Earn points on every purchase with
VISA Platinum Rewards.

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Our Credit Building Card

Establish or strengthen credit with
VISA Secured.

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VISA Platinum Card

An everyday card is recommended for those who carry a balance.

  • Rates as low as 8.90% APR*
  • No balance transfer fees
  • No annual fee
  • No cash advance fees
  • No minimum finance charge

Learn More Apply Now

VISA Platinum Rewards Card

A rewards card that earns one point for every dollar of every purchase. Points can be used toward gift cards, airline tickets, cruises, hotels, rental cars, merchandise and more.

  • Rates as low as 10.90% APR*
  • No balance transfer fees
  • No annual fee
  • No cash advance fees
  • No minimum finance charge

To check or redeem your Visa Platinum Rewards, simply log in to Digital Banking, then select Credit Cards > Get My Rewards from the main menu.

Learn More Apply Now

VISA Secured Card

A low rate card secured by funds in your savings account. Recommended for those who are building or repairing their credit.

  • Rates as low as 9.00% APR*
  • No balance transfer fees
  • No annual fee
  • No cash advance fees
  • No minimum finance charge

Learn More Apply Now

Gulf Winds Credit Cards Benefits

  • Enhanced fraud protection with EMV Chip Technology
  • Online purchase protection with Visa Secure
  • Proactive fraud-fighting tools

Credit Card Rates
Credit Card APR Range
VISA Platinum 8.90% - 17.90%
VISA Platinum Rewards 10.90% - 17.90%
VISA Secured 9.00%

*Rates are based on individual credit worthiness. Rates are subject to change without prior notice.

Get Pre-Approved Today!

See which card(s) you qualify for with our quick and easy no credit impact application! 

Apply Now

1Pre-qualification is a qualifying offer based on a soft credit pull. While pre-qualification shows you what rates you may qualify for with no impact to your credit score, these offers may change based on a full credit check during pre-approval. The pre-approval process will occur upon accepting a pre-qualification offer and will include a review of your credit report and personal information to determine what loan amount and rate you can receive; these rates are good for up to 30 days and require a hard credit pull which impacts your credit score. Pre-Qualified offers are initial, conditional offers and are subject to change based on completion of a final application, verification of information provided and other conditions determined solely by Gulf Winds. Offers are not guaranteed and not a commitment to lend.