Gulf Winds Credit Cards

A Gulf Winds Credit Card can be a practical, economical way to cover expenses and our lower rates mean you can afford the things you need right now.

We're committed to helping members during the COVID-19 pandemic, and are providing expedited approvals for new credit cards and credit limit increases for your existing Gulf Winds Credit Cards. We have card options if you want to earn rewards or build your credit. Pick your card and apply today.

VISA Platinum

Low Rates Every Day

  • Rates as low as 6.90% APR*
  • No Annual Fee
  • No Cash Advance Fees

Learn More | Apply Online Now

VISA Platinum Rewards

Earn Reward Points

  • Rates as low as 9.90% APR*
  • Earn Reward Points for Every Dollar You Spend
  • No Annual Fee
  • No Cash Advance or Balance Transfer Fees

Learn More | Apply Online Now

VISA Secured

Build Your Credit

  • Rate of 9.00% APR*
  • No Annual Fee
  • No Cash Advance Fees

Learn More | Apply Online Now

Use Apple PayTM, Samsung Pay, and Google PayTM with any Gulf Winds credit card.

Learn more about Gulf Winds and Digital Wallets

Fraud Alerts

Messaging frequency depends on account activity. For more information, TEXT HELP to 32874. To cancel fraud text messaging services at any time, reply STOP to any alert from your mobile device.

For Fraud Alerts support, call 1.800.650.6328. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.

HELP instructions: Text HELP to 32874 for help or call 1.800.650.6328.
STOP instructions: Text STOP to 32874 to cancel.

Release of Liability: Alerts sent via SMS may not delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.

Report Credit Card Fraud or Dispute Charges

Visa has a dedicated support line where you can file a claim or make a dispute. Just call 1.866.791.6842 and select option 4.

Credit Card Rates
Term APR Range Est. Payment/$1,000 Borrowed
VISA Platinum Rewards 9.90% - 17.90% Greater of 1.5% of Balance or $10
VISA Platinum 6.90% - 17.90% Greater of 1.5% of Balance or $10
VISA Secured 9.00% Greater of 1.5% of Balance or $10

Rates as of . Rates are based on individual credit worthiness. Rates are subject to change without prior notice.