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Credit Cards

VISA Platinum, VISA Platinum Rewards, VISA Secured

Freedom for life. Finances under control.

Find the card that works best for you.
Apply now and get pre-qualified with no impact to your credit score!1

Limited-Time Offer: No Balance Transfer Fees!

Consolidate debt and simplify your payments with lower interest rates and no annual fees. Take advantage of this special offer before it's gone!

Apply Now

 

Our Lowest-Rate Card

Enjoy great rates everyday with
VISA Platinum.

Learn More »

 

Our Rewards Card

Earn points on every purchase with
VISA Platinum Rewards.

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Our Credit Building Card

Establish or strengthen credit with
VISA Secured.

Learn More »

VISA Platinum Card

An everyday card is recommended for those who carry a balance.

  • Rates as low as 8.9% APR*
  • No balance transfer fees
  • No annual fee
  • No cash advance fees
  • No minimum finance charge

Learn More Apply Now

VISA Platinum Rewards Card

A rewards card that earns one point for every dollar of every purchase. Points can be used toward gift cards, airline tickets, cruises, hotels, rental cars, merchandise and more.

  • Rates as low as 10.9% APR*
  • No balance transfer fees
  • No annual fee
  • No cash advance fees
  • No minimum finance charge

To check or redeem your Visa Platinum Rewards, simply log in to Digital Banking, then select Credit Cards > Get My Rewards from the main menu.

Learn More Apply Now

VISA Secured Card

A low rate card secured by funds in your savings account. Recommended for those who are building or repairing their credit.

  • Rates as low as 9.00% APR*
  • No balance transfer fees
  • No annual fee
  • No cash advance fees
  • No minimum finance charge

Learn More Apply Now

Gulf Winds Credit Cards Benefits

  • Enhanced fraud protection with EMV Chip Technology
  • Online purchase protection with Visa Secure
  • Proactive fraud-fighting tools

Credit Card Rates
Credit Card APR Range
VISA Platinum 8.9% - 17.9%
VISA Platinum Rewards 10.9% - 17.9%
VISA Secured 9%

*Rates are based on individual credit worthiness. Rates are subject to change without prior notice.

Get Pre-Approved Today!

See which card(s) you qualify for with our quick and easy no credit impact application! 

Apply Now

1Pre-qualification is a qualifying offer based on a soft credit pull. While pre-qualification shows you what rates you may qualify for with no impact to your credit score, these offers may change based on a full credit check during pre-approval. The pre-approval process will occur upon accepting a pre-qualification offer and will include a review of your credit report and personal information to determine what loan amount and rate you can receive; these rates are good for up to 30 days and require a hard credit pull which impacts your credit score. Pre-Qualified offers are initial, conditional offers and are subject to change based on completion of a final application, verification of information provided and other conditions determined solely by Gulf Winds. Offers are not guaranteed and not a commitment to lend.