Should I Refinance My Mortgage?

You may have refinanced an auto loan or transferred your credit card balance to a lower interest credit card. But did you know you can refinance your mortgage, too? Mortgage rates remain historically low, making it a great time to refinance a higher-rate mortgage and save money.

More

Should You Consider Taking out a Loan for a Boat, Motorcycle, or ATV this Summer?

Got your heart set on a boat, motorcycle, or ATV? Here are a few things to think about before you begin shopping!

More

Fraud Trends — The Fake Loan Grift

Our fraud expert, Sam Pement, takes a look at a disturbing fraud trend that is gaining steam during the pandemic. It doesn't have anything to do with big stimulus checks or Payroll Protection Program scams. No, this fraud hits a little closer to home. It goes like this...

More

America Saves Week: Money Habits to Make and Break

Maybe you’ve heard the quote, “It’s not about how much you make; it’s about how much you spend.” How can you put money into savings if you spend it all? The answer to this question is to prioritize saving money. Start somewhere – anywhere! – and slowly increase your effort over time.

More

Common Fraud Schemes We See at Gulf Winds

New cases of fraud are reported to Gulf Winds daily. We prioritize these cases and helpour members recover from any fraudulent activity, but we would love to prevent fraud before it ever happens. That’s why we have a library of resources outlining common fraud schemes and helping you stay ahead of scammers.

More

Three Low-Risk Investing Strategies for Beginners

Once an elusive idea, many people associate investing with the New York Stock Exchange’s flashing lights and fast pace. But now you can make investments from the palm of your hand. Apps like Acorns Investing and Stash allow users from any walk of life to invest as little or as much as they want.

More

When should you pay a bill with a credit card?

Credit cards offer convenience for payments. With just a quick swipe or a linked account, a payment can be instantly processed. It seems like a no-brainer to use that convenience for taking the hassle out of paying bills. But, is it a smart idea to pay monthly bills with a credit card?

More

Your Medicare Plan Needs an Annual Checkup

It’s time for Medicare recipients to give their coverage an annual checkup. The Medicare open enrollment period runs from October 15 – December 7. Open enrollment is the only time you can update your Medicare plan for coverage beginning January 1, 2021. No matter if you’re enrolling for the first time or trying to keep your plan up-to-date, Medicare can be confusing. We’ve provided an overview of Medicare basics with some links to valuable resources.

More

DIY or Hire a Professional?

When you are looking to start any home repair project, cost can outweigh your vision with a hard dose of reality. Working under the pressure of repairs needed because of a natural disaster can compound your need to save money. This is where proper planning comes in to help you find balance. Before starting any DIY home improvement project, calculating costs is key to achieving your desired outcome.

More

Saving on Home Repair and Renovations

Is your home in desperate need of repair? As you probably know, renovations and repairs don’t come cheap. In fact, the national average for repairing water damage is nearly $3,000. That doesn't include replacing any lost personal items. Here are some tips to save on home repairs. 

More

The storm is over, but the damage is left. What’s next?

In the wake of Hurricane Sally, we are all sobered by the reminder that anything can happen. A storm can turn and strengthen at the last minute, leaving families underprepared and quite literally picking up the pieces of their life.

More

Tips for selling your home during COVID-19

Selling a home is a move people generally plan years in advance, and 2020 was no different. For many homeowners, the hot real estate market of spring and summer of 2020 was going to be the season they put their homes up for sale. And then came the coronavirus — and the world turned upside down.

More

Filling Out and Understanding Your First W-4

It’s no secret that anything to do with taxes can be complicated. And when you’re busy learning the ropes of a new job, trying to fill out a W-4 form can be a huge hassle. It’s not a good idea to rush through it, because a small mistake can mean withholding too much or too little of your salary for covering your taxes. There have also been several recent changes to the W-4, so you may need to make some adjustments to your current form on file.

More

Knowledge is Power – Stay Ahead of Scammers

Scams can be very frustrating because they are increasingly difficult to identify. We work hard to stay ahead of fraud trends, but scammers are always one step behind – taking advantage of technology to access your personal, private financial information.

More

Beware of Work From Home Job Scams

The pandemic has forced many employees to work from home. As companies get comfortable with remote workers, the market is offering more work from home job opportunities. This changing hiring landscape will help many job seekers, but it also provides fraudsters a chance to take advantage of people. If you're job hunting in this new environment, how do you know if a job posting for a remote position is legitimate?

More

Page 1 of 18:    1 2 3 >  Last ›