Services That Fit Your Life
Get the most from your membership. Take advantage of services and tools to keep your finances on track.
Convenience Services
We have banking services to help fit your needs.
ATM Network
With over 90 free local ATMs and 85,000 fee-free nationwide ATMs, there is bound to be one close to you.
Digital Banking
Manage your accounts anytime, anywhere and on any device. Download the mobile app today.
Phone Banking
Our Phone Banking service is available 24 hours a day, 7 days a week. It's simple, convenient and fast.
Account Services
Check Ordering
Reorder checks any time through our Digital Banking Platform. Reorder the same style or choose from dozens of different options. You may also order from our check vendor toll-free at 877.838.5287, drop your check reorder form off at any of our branches, or mail the form to us.
Direct Deposit
Avoid lines on payday with direct deposit. Most paychecks and goverment benefits can be deposited into your account automatically on time, every time. It's free to use, convenient, easy to set up, and funds are available on the very same day you get paid! Learn More »
Overdraft Protection
Automatically transfer any necessary funds from a designated source to your checking account if you don't have enough money to cover a purchase. There is no charge, no transfer fee and no non-sufficient funds (NSF) fee for use of this service when activated on your account.
Overdraft Privilege
Our discretionary Overdraft Privilege is a financial resource that can cover an overdraft should you make a mistake with your account. This may protect you from merchant returned check charges or other fees. A fee will be incurred for use of this service.
Special Services
Member Prepaid Legal Plan
Gulf Winds partners with the law firm of Staples, Ellis + Associates, P.A. to offer members a Prepaid Legal Service Plan.
Discount Movie Theater Tickets
Discount movie tickets are available at select branches. They never expire and can be used anytime at any AMC or Ridge Theater.
Ready to join Gulf Winds?
Whether it’s a car loan, home ownership, saving for college, planning your retirement or digital banking that moves at the speed of life—we’ve got you covered.