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Holiday Share Savings Accounts

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All of the merry. None of the debt.

Spread out your holiday expenses with a Gulf Winds Holiday Share Savings Account. Dividends are earned daily and credited and compounded monthly. All you need to do is make regular deposits and watch your holiday savings grow.

  • No monthly service fee
  • Free Digital Banking
  • Free eStatements
  • Free 24-Hour Phone Banking
  • NCUA insured
  • Transfers made easy
  • No monthly service fee
  • Free Digital Banking
  • Free eStatements
  • Free 24-Hour Phone Banking
  • NCUA insured
  • Transfers made easy
Holiday Savings Account Dividend Rates
Account Type Dividend Rate APY Compound Frequency Minimum Deposit
Holiday Share Savings 0.15% 0.15% Monthly $0

APY=Annual Percentage Yield. Fees may reduce earnings. The rate and APY stated for Share Savings Accounts is declared by the Board of Directors and is subject to change at any time.

Holiday Share Savings—Helpful Hints

Set yourself up for the next holiday season. 

A Gulf Winds Holiday Share Savings Account works just like a regular savings account except that it "matures" November 1. At this time the funds are transferred into the account of your choice for you to do your holiday shopping.

  • If you need your savings before November 1, transfer into your checking account with no fee.
  • Boost your cash by earning dividends.
  • Build up your balance by scheduling automatic deposits into your account.

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Additional Savings Options

Gulf Winds offers several savings options depending on your needs. Want to set up a general savings plan or save for a special event? Thinking about opening a savings account for a child or teen? Explore our options.

Primary Share Savings

Ready to make every dollar count?


  • No Monthly Service Fee
  • Free Digital Banking
  • Use for Overdraft Protection

Special Share Savings

Saving for a special occasion?


  • No Minimum Balance
  • No Monthly Service Fee
  • Easily Transfer to or from Checking

Kids and Teens Savings

Ready to teach about saving and spending?


  • No Minimum Balance
  • No Monthly Service Fee
  • Free Digital Banking

Ready to Open an Account?

Higher savings rates, better loan rates and lower fees. We believe banking should move you forward. Your future self will thank you.