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Direct Deposit

The Smart Way To Receive Your Pay

Direct Deposit with Gulf Winds means your paycheck and social security benefits go straight into your accounts electronically—on time, every time. It’s convenient, easy to set up, and funds are available on the day you get paid—no extra trips to the credit union to cash a check and wait for the funds to clear your account.

Save time and money with Direct Deposit

Direct Deposit with Gulf Winds is a more secure way to automatically receive your paycheck, retirement check or other recurring income. Your money keeps working even if you’re away from home. Plus, you’ll also get these key benefits:

  • No waiting for your check to arrive in the mail
  • 100 local surcharge-free ATMs to access your money on the go
  • Up to $15 refunded for ATM fees with Gulf Winds High Yield Checking*

*Account opening subject to approval. 1) ATM fee refunds up to $15 per cycle when qualifications are met. Only applicable with HY Checking Share accounts, not Primary Share or Primary Savings accounts. 2) Subject to account qualification after 30 days. A fee will be incurred for use of this service.

Getting started with Direct Deposit

Gulf Winds is here for you every step of the way. Included below are some tools to help you switch your Direct Deposit to Gulf Winds.

Get Your Paycheck from Your Employer

Download a Gulf Winds Direct Deposit form. After completing it, print, sign and provide to your employer(s).

Direct Deposit form


Learn More about Direct Deposit

When you’re ready to set up your direct deposit, give us a call at 1.800.650.6328 and let us know how we can help. You can also email us at if you have any questions or find out more at


Get Your Social Security and Other Federal Benefits

Receiving a paper check each month for your social security or other federal benefits? Or maybe you’d like to switch your existing Direct Deposit to Gulf Winds? Just use the resources included below to make setting up direct deposit with Gulf Winds easy.

Social Security Benefits

Visit to get started with direct deposit for Social Security Benefits.

Direct Deposit information for other Federal agencies

  • Department of Labor
  • Department of Veterans Affairs
  • Office of Personnel Management/Civil Service
  • Retirement Board
  • Defense Finance and Accounting Service

Visit to get started with direct deposit for other Federal agencies.

U.S. Treasury Requires Electronic Federal Benefit Payments

If you still receive a paper check for your Social Security or other federal benefit payments, you are out of compliance with the law. The Treasury Department requires federal benefit payments to be made electronically.

If you are still receiving a paper check from the government, visit to get signed up for Direct Deposit for your federal benefits today. Use your Gulf Winds account information.