Closure Notice: Our branches and contact center will be closed Monday, May 29, in observance of Memorial Day.

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Manage Your Account

Ways To Bank at Gulf Winds

We believe that everyone should have the freedom to bank the way they want. That's why we offer a variety of banking options to fit your needs. Whether you prefer to bank online, in the app, or in person at a branch, we have you covered.


In Branch

Find a branch for personalized face-to-face service.


Digital Banking

Access your account from anywhere with Digital Banking.


On the Phone

Talk to a real person. Call our contact center at 1.800.650.6328.

Manage Payments

Pay your monthly bills, send a one-time payment or pay back a friend for lunch. Send money now or pre-schedule a bill or transfer.

Get Started

Digital Wallets

The simple, secure and fast way to pay. Use your Gulf Winds Visa Credit Card and Visa Debit Card with Apple PayTM, Samsung Pay, and Google PayTM.

Get Started

Go Paperless

E-Statements reduce clutter, improve security and are free of charge. Access them 24/7. Manage your preferences in Digital Banking. Go to Services > Statement Delivery > accept E-Statements.

Get Started

Direct Deposit

Setting up direct deposit puts your paycheck, retirement check or other recurring income straight to your accounts electronically—on time, every time. 

Get Started

Check Reconciliation

Need help balancing your checkbook? Download our printable check reconcilement form here.

Download Form

Recover your Digital Banking Username or Password


To recover your username, you’ll need to visit a branch or call the contact center. You will be required to answer security questions or present a photo ID. Our staff will be able to communicate your username once your identity is verified.

Find a branch or call us.

To reset your password, select the “Forgot Password” link on the login page. You will be prompted to confirm your identity, and once this is completed, you can create a new password.

Lost your Visa Debit or Credit Card?

Give us a call at 850.479.9601 or toll-free at 1.800.650.6328.

After Hours, Weekends and Holidays

Debit Cards: 1.800.472.3272
Credit Cards: 1.866.791.6842

Need to report Credit Card fraud or dispute charges?

Visa has a dedicated support line where you can file a claim or make a dispute. Just call 1.866.791.6842 and select option 4.

No matter how you choose to bank, we're here to help you succeed.

Redeem Credit Card Rewards

Check Reward Balance

Log into Digital Banking and select "Get My Rewards" to view available point balance.

Redeem Reward Point

Log into Digital Banking, select "Get My Rewards," then select the benefit you wish to redeem with your available point balance.



Move Your Payday Forward... By Two Days!

It's your money, why wait for it? With direct deposit, you could get your paycheck up to two days early.1

Learn More


Have additional account management  questions?

There are no fees for members who use their Gulf Winds cards in CO-OP or Allpoint Network ATMs. With over 90 free local ATMs, and more than 85,000 free nationwide ATMs, there is bound to be one close to you.

View ATM Locations »

It's easy to access your account from anywhere with our Digital Banking tools. Check your balance and account activity, search for a specific transaction, pay bills, transfer funds, access your eStatements, and much more anytime from your computer, tablet or smartphone.

Explore more »

Our Phone Banking service is available 24 hours a day, 7 days a week. To use Phone Banking, all you need is a touch-tone phone, your account number and a 6-digit PIN number. If you need a PIN number, please call our Contact Center. It is an easy way to check your account balances, find out whether checks have cleared, transfer funds from one account to another, and much more.

To get started:
850.479.9601 (Local) or 1.800.650.6328 (Toll-free)

We offer Free and instant access to your Gulf Winds statements online. No more waiting for the mail. This service also allows you to view and print your canceled check images. Sign in to Digital Banking, then go to Settings > Alerts Services > eStatements.

Avoid lines on payday with Direct Deposit. Most regularly occurring government and payroll checks can be deposited into your account automatically with Direct Deposit. It's free to use, convenient, easy to set up, and funds are available the very same day you get paid!

Learn More »

Gulf Winds offers several ways to order checks.

Ordering for the First Time
If you have not ever ordered checks from Gulf Winds, you may call toll-free at 1.800.650.6328 and place your order.

Re-ordering Checks
If you have ordered checks for your account previously, you can easily re-order through our Digital Banking platform at any time while logged in.

You can also drop off your check order form (found in your register) at any of our branches or mail the form to our Nine Mile branch.