Establish, strengthen or rebuild your credit.
A low rate card secured by funds in your savings account. Recommended for those who are building or repairing their credit.
Apply now and get pre-qualified with no impact to your credit score!1
Rates | APR Range |
---|---|
VISA Platinum | 8.9% - 17.9% |
VISA Platinum Rewards | 10.9% - 17.9% |
VISA Secured | 9% |
*Rates are based on individual credit worthiness. Rates are subject to change without prior notice.
Get Pre-Approved Today!
It's easy to see if you qualify for a credit card. It only takes minutes and there's no impact to your credit score until you move forward with the final application.
Cardholder Resources
Get the most out of your credit card. Our card payment options and fraud alerts simplify spending and let you go on with your day.
Ready to Apply?
Low rates, no annual fee and a simple application.
Our credit cards make it easy to keep life moving forward.
Additional Card Options
1Pre-qualification is a qualifying offer based on a soft credit pull. While pre-qualification shows you what rates you may qualify for with no impact to your credit score, these offers may change based on a full credit check during pre-approval. The pre-approval process will occur upon accepting a pre-qualification offer and will include a review of your credit report and personal information to determine what loan amount and rate you can receive; these rates are good for up to 30 days and require a hard credit pull which impacts your credit score. Pre-Qualified offers are initial, conditional offers and are subject to change based on completion of a final application, verification of information provided and other conditions determined solely by Gulf Winds. Offers are not guaranteed and not a commitment to lend.
1Please allow two business days for posting on payments via transfer from an external account.
2Please note external accounts cannot utilize our automated Phone Banking and fees may be charged to facilitate a payment from an external account.