Visa Secured

Establish, strengthen or rebuild your credit.

Unlike debit or prepaid cards, we report secured credit card payment information to major credit bureaus. This gives you the chance to build your credit history with responsible use.

  • Low Rate of 9.00% APR*
  • No Annual Fee
  • No Cash Advance Fees
  • No Minimum Finance Charge

Apply today! Apply online, call us at 1.800.650.6328 or visit one of our convenient branch locations.


Visa Secured features and benefits

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1Effective February 1, 2021, your Gulf Winds VISA Credit Card will no longer provide this benefit. All other card benefits will remain in place and additional updates will be communicated in the future.

Credit Card Rates
Term APR Range Est. Payment/$1,000 Borrowed
VISA Platinum Rewards 9.90% - 17.90% Greater of 1.5% of Balance or $10
VISA Platinum 6.90% - 17.90% Greater of 1.5% of Balance or $10
VISA Secured 9.00% Greater of 1.5% of Balance or $10

Rates as of . *Rates are based on individual credit worthiness. Rates are subject to change without prior notice.