Checking benefits that move at the speed of your life.
We believe your checking account should reward you, not penalize you. That's why we’ve created our High-Yield Checking Account, a simplified checking account option with higher earning potential. Open an account today and enjoy exceptional checking benefits and easy access from anywhere.
- Pays premium monthly dividends
- No minimum balance
- No monthly service fee
- Free Black VISA Debit Card
- Access to 85,000+ free nationwide ATMs
- Nationwide ATM fee refunds1
- Free Overdraft Protection
- Overdraft Privilege Protection2
- Free Digital Banking with bill pay and alerts
- Free text message fraud alerts
- Free E-Statements with check images
- Free 24-Hour Phone Banking
- Pays premium monthly dividends
- No minimum balance
- No monthly service fee
- Free Black VISA Debit Card
- Access to 85,000+ free nationwide ATMs
- Nationwide ATM fee refunds1
- Free Overdraft Protection
- Overdraft Privilege Protection2
- Free Digital Banking with bill pay and alerts
- Free text message fraud alerts
- Free E-Statements with check images
- Free 24-Hour Phone Banking
Account Type | Dividend Rate | APY | Compound Frequency | Minimum Deposit |
---|---|---|---|---|
Qualifications Met, Balance ≤ $10,000 | 1.98% | 2.0% | Monthly | $0 |
Qualifications Met, Balance > $10,000 | 0.10% | 0.10% | Monthly | $0 |
Qualifications Not Met, All Balances | 0.05% | 0.05% | Monthly | $0 |
Rates as of 5/28/2023.
*The rate and Annual Percentage Yield (APY) stated for Share Draft Checking Accounts is declared by the Board of Directors and is subject to change at any time. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.
I liked that I could open the account 100% online without coming into a branch.Drew S
High-Yield Checking Earnings Calculator
Ready to Open an Account?
Higher savings rates, better loan rates and lower fees. We believe banking should move you forward. Your future self will thank you.
Additional Checking Options
Account opening subject to approval.
1ATM fee refunds up to $15 per cycle when qualifications are met. Only applicable with HY Checking Share accounts, not Primary Share or Primary Savings accounts.
2Subject to account qualification after 30 days. A fee will be incurred for use of this service.