Don't spend your money
to get your money.
There are no fees for members who use their Gulf Winds cards in CO-OP Network ATMs. The CO-OP Network, owned by credit unions, nearly 30,000 ATMs located at credit unions and retail locations throughout the U.S. and Canada. Just look for the CO-OP symbol on the ATM to ensure that you get a surcharge free transaction.
Enjoy Surcharge-Free ATM withdrawals at local Publix stores.
Deposit fee: $1.00 at non Gulf Winds locations.
Inquiry Fee: $.25 (No Fee for Gulf Winds or CO-OP Network ATMs.)
Find ATMs on the App
Use our iOS or Android app to find an ATM near you.
Looking for an ATM on the go? Select locations on the login screen of the mobile app to find a nearby ATM. Don't have the app yet? Download it here »
Find ATMs by Text
Find a CO-OP Network surcharge-free ATM anytime and anywhere.
Before you take your next road trip, be sure that you know exactly where to get your cash for free. Text your zip code – to 91989 from any mobile phone.
ATM Network
Like CO-OP Network ATMs, 91989 is a surcharge-free service. But check with your mobile phone provider as standard text messaging rates apply. And don’t worry, you won’t receive any unsolicited messages by using 91989.
Gulf Winds members have a daily limit on ATM withdrawals of $500. If the ATM is offline for some reason, the limit is $200. If using a card from another financial institution, you are subject to their limit(s).