Becoming a Member

The credit union philosophy of “People Helping People” drives us. For over 60 years we’ve worked to find innovative banking solutions that give members the freedom and security to build their best financial life.

See the difference Gulf Winds makes — Join Today!

All it takes is a couple minutes and a minimum deposit of $5 to get started.

Open an Account

Already a Member? Invite Your Family to Join!

As a current member, your immediate family can join too, no matter where they live. Share this page and invite them today!


Membership is open to anyone who lives, works, worships, or attends school in the following counties:

  • Florida
    Alachua, Baker, Bay, Bradford, Calhoun, Clay, Columbia, Dixie, Duval, Escambia, Flagler, Franklin, Gadsden, Gilchrist, Gulf, Hamilton, Holmes, Jackson, Jefferson, Lafayette, Leon, Levy, Liberty, Madison, Marion, Nassau, Okaloosa, Putnam, Santa Rosa, Saint Johns, Suwannee, Taylor, Union, Wakulla, Walton, and Washington Counties
  • Alabama
    Baldwin, Butler, Clarke, Coffee, Conecuh, Covington, Crenshaw, Dale, Escambia, Geneva, Henry, Houston, Mobile, Monroe, Washington, and Wilcox Counties
  • Georgia
    Atkinson, Baker, Berrien, Brantley, Brooks, Camden, Charlton, Clinch, Colquitt, Cook, Decatur, Early, Echols, Glynn, Grady, Lanier, Lowndes, Miller, Mitchell, Pierce, Seminole, Thomas, and Ware Counties

Plus businesses and other legal entities located in these counties, and anyone who is an immediate family member of a current member.

Make the Switch

In just four simple steps, you can be on your way to enjoying all the benefits of a Gulf Winds membership.

After you open your account and receive your account number, download our Switch Kit to make the switch easier.

Download the SwitchKit

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