Offer applies to online, in-branch, and over the phone account openings. Applies to a Gulf Winds Youth Savings Account.
*Open a new Youth Savings Account on or after October 1, 2025, and we'll match your end of month account balance up to $100 over the first four (4) months of account opening if you meet the following qualifications.
Eligible Participants: Existing members with a Youth Savings Account with Gulf Winds are not eligible to qualify for this offer. New and existing members without a current Gulf Winds Youth Savings Account are eligible to apply. You must be 0-17 years of age, have a Social Security Number, and currently have a U.S. residential address. An initial $5.00 deposit in a Youth Savings Account is required for membership. Gulf Winds employees are not eligible.
Match Terms and Conditions: Matches are calculated monthly, up to a maximum of $25 per month. The match is based on the increase in ending balance for each month over the starting balance of that same month based on deposits made during the month. If deposits are withdrawn before month-end, only the month's ending balance will be used to calculate matched amount based on increase from starting balance for that month. One match offer is available only to the addressee or an individual in the addressee's household, is nontransferable and may not be combined with any other offer.
Payment Timeline: The total match earned up to a maximum of $100 will be deposited into the Youth Savings Account after 120 days or the four-month incentive period ends, provided the account is open, active, and in good standing at the time of payout.
Gulf Winds Youth Savings qualifications can be met by maintaining all the following requirements each month:
- Account must be a new Youth Savings Account opened on or after October 1, 2025.
- If deposits are withdrawn before month-end, only the ending balance (up to $25) will be matched.
- Offer available for accounts opened online, in branch, or over the phone.
- Limit one Youth Savings Account per member.
The rate and Annual Percentage Yield (APY) stated for Youth Savings Accounts is declared by the Board of Directors and is subject to change at any time. Fees may reduce earnings. Qualifying transactions must post and clear the account during the monthly qualification cycle. Transactions may take one or more business days from the transaction date to post to an account from the date the transaction is made. Intra-bank transfers do not count as qualifying ACH transactions.
Match will be reported as a dividend payment and account holder is responsible for any applicable taxes. This offer may end or change without notice. Account opening subject to approval.