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How Can We Help?

Serving 75 counties in Florida, Alabama and Georgia.

Personal Checking Options

Pursue your dreams. Manage the day-to-day.

  • No monthly service fees, no minimum balance
  • Bank anywhere, anytime with free digital banking tools
  • 85,000+ nationwide Fee-Free ATMs

Open an account in minutes with just $5.

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Caring for the Community

We’re here to help people—not only our members but our communities too. Through sponsorships, donations, and volunteer hours, we are a positive force in the region.

Our Gulf Winds Cares Foundation provides dependable support for organizations serving youth, seniors, basic needs, and financial education.

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Mobile Devices

Manage Your Account Anytime, Anywhere

Check your balance, transfer money, pay bills, deposit checks and more with our secure Digital Banking. Learn More

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The Gulf Winds Difference

We’re in your corner. When you thrive, we thrive. Our innovative financial tools give you the freedom to live your life, with your finances under control.

Great Rates
& Low Fees

As a non-profit, our earnings directly benefit our members in higher savings rates, better loan rates and lower fees.

Safe, Sound
& Secure

We use advanced technology to help protect you from fraud and ensure Digital Banking access remains secure for our members.

Solutions
Not Obstacles

Driven by the credit union philosophy of ‘People Helping People’ we help our members build their best financial life.

25 Years
5-Star Rated

For our continued show of financial strength, we have earned and maintained Bauer's Top, 5-Star Rating continuously for over 25 years.

Save. Spend. Live.

Insights and expertise to help you navigate your financial journey.

Tips for Buying a Home

There are so many important factors to consider when you’re buying a new home. Here are 5 things I learned from my home buying experiences. Read More

Ready to join Gulf Winds?

Whether it’s a car loan, home ownership, saving for college, planning your retirement or digital banking that moves at the speed of life—we’ve got you covered.