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Celebrating 70 Years of Service

Car Sale Events

Pensacola & Tallahassee Areas

Drive your future forward with Gulf Winds!

Our team is ready to get you on the road in the car, truck or SUV of your dreams! Visit us at one of our upcoming car sale events — we'll guide you through the lending process and make the purchase of your next vehicle easy.

  • Flexible Financing
  • Rates as low as 4.99%
  • May qualify for up to 90 days no payments.1
  • Pre-qualification with no credit impact

Know Before You Go!

Want to save even more time? Get pre-qualified now so you can shop with confidence at the event.

Get Pre-Qualified

New & Used Auto Loan Rates
Term APR Range Est. Payment /$1,000 Borrowed
36 months 4.99% - 11.99% $29.97 - $33.21
66 months 5.99% - 14.99% $17.82 - $22.34
75 months 6.99% - 15.99% $16.50 - $21.17
84 months 7.99% - 17.99% $15.58 - $21.01

*Rates as of 06/21/2024. Maximum loan term will depend on the age of collateral and/or the size of the loan. Monthly payments per $1,000 for up to 36 months at 4.99% APR is $29.97. The actual APR may vary based on the applicant's credit history and underwriting criteria.

Estimate Your Monthly Payment

Term in Months

Monthly Payment


Interest Rate


Please note that these calculators are provided for informational and planning purposes only. Your actual terms and rates will vary depending on credit history and the details of the loan. Contact us to get your best rate.

Get Pre-Qualified Today!

Low rates, flexible financing options and a simple application. Getting a loan should be easy!


Questions? Visit your local branch or call us toll-free at 1.800.650.6328.

Pre-qualification is a qualifying offer based on a soft credit pull. While pre-qualification shows you what rates you may qualify for with no impact to your credit score, these offers may change based on a full credit check during pre-approval. The pre-approval process will occur upon accepting a pre-qualification offer and will include a review of your credit report and personal information to determine what loan amount and rate you can receive; these rates are good for up to 30 days and require a hard credit pull which impacts your credit score. Pre-Qualified offers are initial, conditional offers and are subject to change based on completion of a final application, verification of information provided and other conditions determined solely by Gulf Winds. Offers are not guaranteed and not a commitment to lend.

For all loans, maximum loan term will depend on the age of collateral and/or the amount of the loan. The actual APR may vary based on the applicant's credit history. Excludes current Gulf Winds loans.

1Up to 90 day no payment promotion is for the financing of consumer vehicles loans only and is based on an evaluation of credit history. Interest continues to accrue during deferred payment period. Deferring your payment will result in your having to pay higher total Finance Charges. Offer can end at any time without prior notice.