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Primary Share Savings Accounts

Open an Account

Saving is easy with a Gulf Winds Primary Share Savings Account.

Dividends are earned daily and credited and compounded monthly.
Become a member and get started for just $5. Your future self will thank you.

  • No monthly service fee
  • Free Digital Banking
  • Free eStatements
  • Free 24-Hour Phone Banking
  • NCUA insured
  • Transfers made easy
  • No monthly service fee
  • Free Digital Banking
  • Free eStatements
  • Free 24-Hour Phone Banking
  • NCUA insured
  • Transfers made easy
Primary Share Savings Dividend Rates
Account Type Dividend Rate APY Compound Frequency Minimum Deposit
Primary Share Savings .15% .15% Monthly $5

Rates as of 07/3/2025. APY=Annual Percentage Yield. Fees may reduce earnings. The rate and APY stated for Share Savings Accounts is declared by the Board of Directors and is subject to change at any time.

Primary Share Savings—Helpful Hints

A savings account is always a good idea.

  • Easily make transfers to or from your other Gulf Winds accounts.
  • Feel comfortable knowing you have Overdraft Protection on your checking account. There is no charge for use of this service.
  • Boost your cash by earning dividends.
  • Build up your balance by scheduling automatic deposits into your account.

Open an Account

Additional Savings Options

Gulf Winds offers several savings options depending on your needs. If you are saving for the holidays or a special event, or want to open a savings account for a child or teen, explore our other options.

Holiday Share Savings

Need to spread out holiday expenses?

  • No Minimum Balance
  • No Monthly Service Fee
  • Automatically Transfers November 1
Learn More

Secondary Share Savings

Saving for a special occasion?

  • No Minimum Balance
  • No Monthly Service Fee
  • Easily Transfer to or from Checking
Learn More

Kids and Teens Savings

Ready to teach about saving and spending?

  • No Minimum Balance
  • No Monthly Service Fee
  • Free Digital Banking
Learn More

High-Yield Checking Account 

A different way to save! Get more for your money by earning higher interest on your everyday checking balance.

  • Earn up to 4.00% APY*
  • No Monthly Service Fee
  • No Minimum Balance
  • Get Paid Up To 2 Days Early1

Open an Account Learn More

 

Calendar

Move Your Payday Forward... By Two Days!

It's your money, why wait for it? With direct deposit, you could get your paycheck up to two days early.**

Learn More

 

Ready to Open an Account?

Higher savings rates, better loan rates and lower fees. We believe banking should move you forward. Your future self will thank you.

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