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VA Mortgages

Nothing’s sweeter than coming home.

You deserve a home to come home to. Use this benefit of your military service to make that home a reality.

The Smart Way to Borrow

Eligible veterans, reservists, and Active Duty personnel and their eligible spouses with suitable credit, sufficient income and a valid Certificate of Eligibility (COE) can take advantage of 100% financing options with a VA Mortgage, guaranteed by the Department of Veterans Affairs1. The property must be occupied by the veteran as their primary residence.

  • Finance options up to 100%
  • Fixed-rate (payments stay the same through term)
  • Refinance options available

Get Started
Call us at 800.650.6328 or apply today.

Apply for a Mortgage

Katrinka Phillips

Katrinka Phillips

NMLS# 2128562

Apply with Katrinka

Email Katrinka Phillips

850.650.6328 Ext. 752

Sherry Brock

Sherry Brock

NMLS# 1367681

Apply with Sherry

Email Sherry Brock

850.479.9601 Ext. 463

Gulf Winds Credit Union NMLS #414456

1VA loans require a VA funding fee at closing. The fee is higher with a zero-down payment, and maximum loan limits vary by county. If a down payment of 5% or more is made, the fee is reduced. The VA funding fee is non-refundable. Ask for details about eligibility, documentation and other requirements.