ACH Payment Changes: New electronic payment processing regulations will take place on Friday, September 15th. Transactions that are processed through the ACH (Automated Clearing House) could post to your account on the same day the merchant initiates the payment. If you have questions regarding any scheduled, recurring or automatic payments you have with a merchant, you will need to contact them to ask if they will be submitting your payments as Same Day debits. This will not affect any payments set up with Gulf Winds’ Bill Pay Service.
Credit cards made easy
Gulf Winds has great rates on credit cards. Our rates are so low even our highest rate credit card is lower than the best rate you get from most banks. Whether you want to earn rewards, get the lowest possible rate, or build your credit, we have something for you. Pick your card and apply today.
Low Rates Every Day
Earn Reward Points
Build Your Credit
Messaging frequency depends on account activity. For more information, TEXT HELP to 32874. To cancel fraud text messaging services at any time, reply STOP to any alert from your mobile device.
For Fraud Alerts support, call 1.800.650.6328. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.
HELP instructions: Text HELP to 32874 for help or call 1.800.650.6328.
STOP instructions: Text STOP to 32874 to cancel.
Release of Liability: Alerts sent via SMS may not delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.
|Term||APR Range||Est. Payment/$1,000 Borrowed|
|VISA Platinum Rewards||9.90% - 17.90%||Greater of 1.5% of Balance or $10|
|VISA Platinum||6.90% - 17.90%||Greater of 1.5% of Balance or $10|
|VISA Secured||9.00%||Greater of 1.5% of Balance or $10|
Rates as of . Rates are based on individual credit worthiness. Rates are subject to change without prior notice.