Gulf Winds Credit Cards

Gulf Winds has great rates on credit cards. Our rates are so low even our highest rate credit card is lower than the best rate you get from most banks. Whether you want to earn rewards, get the lowest possible rate, or build your credit, we have something for you. Pick your card and apply today.

Get Big Protection on your Gulf Winds credit card with a Tiny Chip.

Learn more about EMV Chip Cards and Gulf Winds

Use Apple PayTM, Samsung Pay, and Google PayTM with any Gulf Winds credit card.

Learn more about Gulf Winds and Digital Wallets

VISA Platinum

Low Rates Every Day

  • Rates as low as 6.90% APR*
  • No Annual Fee
  • No Cash Advance Fees

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VISA Platinum Rewards

Earn Reward Points

  • Rates as low as 9.90% APR*
  • Earn Reward Points for Every Dollar You Spend
  • No Annual Fee
  • No Cash Advance Fees

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VISA Secured

Build Your Credit

  • Rate of 9.00% APR*
  • No Annual Fee
  • No Cash Advance Fees

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Fraud Alerts

Messaging frequency depends on account activity. For more information, TEXT HELP to 32874. To cancel fraud text messaging services at any time, reply STOP to any alert from your mobile device.

For Fraud Alerts support, call 1.800.650.6328. By giving us your mobile number, you agree that Fraud Alerts text messaging is authorized to notify you of suspected incidents of financial or identity fraud.

HELP instructions: Text HELP to 32874 for help or call 1.800.650.6328.
STOP instructions: Text STOP to 32874 to cancel.

Release of Liability: Alerts sent via SMS may not delivered to you if your phone is not in the range of a transmission site, or if sufficient network capacity is not available at a particular time. Even within coverage, factors beyond the control of any carrier may interfere with messages delivery for which the carrier is not responsible. No carrier will guarantee that alerts will be delivered.

Credit Card Rates
Term APR Range Est. Payment/$1,000 Borrowed
VISA Platinum Rewards 9.90% - 17.90% Greater of 1.5% of Balance or $10
VISA Platinum 6.90% - 17.90% Greater of 1.5% of Balance or $10
VISA Secured 9.00% Greater of 1.5% of Balance or $10

Rates as of . Rates are based on individual credit worthiness. Rates are subject to change without prior notice.