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Small Business Lending

Small business mortgage, equipment loans and much more!

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Small Business is Big Business

We value the success of small businesses, so our lending solutions are designed with you in mind.  From business mortgages, lines of credit, equipment loans, and more, trust us to strengthen your business's potential. 

Small Business Mortgage Loans

Small business mortgages give you the power to turn your dreams into reality. Our suite of small business real estate solutions are tailored to support your business' needs, whether you're looking to open your first store or renovate an existing space.

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Owner-Occupied Mortgage

  • An ideal option for building equity while stabilizing operating costs
  • Flexible terms
  • Purchase and refinance options available
  • At least 50% occupied by the borrower

Non-Owner-Occupied Mortgage

  • Ideal for those investing for rental income or capital appreciation
  • Flexible terms
  • Purchase and refinance options available
  • Less than 50% occupied by the borrower

Preferred Ships Mortgage

  • Perfect for any maritime business looking to own a vessel
  • Boat financing for vessels over 5 tons in weight or 27 feet in length
  • Flexible terms

Business Line of Credit

Feel confident knowing that your small business has access to a revolving line of credit at any time. This is a perfect option for any short-term needs such as: 

  • Trade Discounts
  • Daily Operations
  • Carry Receivables
  • Purchase Inventory
  • Seasonal Needs
  • Working Capital
  • Secured, unsecured and other real estate secured*

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Getting a line of credit was a game-changer. It kept my store running when I struggled for cash flow and allowed me to focus on growing my business.
Thomas F.

Vehicle Loans

The right vehicle can drive your business forward. If you need a commercial vehicle for travel, hauling equipment or a mobile workspace, our small business vehicle loans are designed to help you cruise in the fast lane. 

  • Long-term financing of new and used cars, vans, SUVs and light trucks.
  • Competitive rates
  • Terms up to 84 months
  • Flexible financing options
  • Online account management

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Equipment and Term Loans

Do you want to grow your business with a big purchase or investment? Use equipment and term loans for longer-term needs such as: 

  • Property and leaseholder improvements
  • Debt restructuring
  • Purchasing equipment
  • Permanent working capital
  • Secured loan terms up to 84 months1
  • Unsecured loan terms up to 60 months

Term Loans offer long-term investment funding for a variety of needs, and have predictable repayment schedules. 

Equipment Loans are specifically tailored to upgrading or acquiring equipment essential for your business. 

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Frequently Asked Questions

  • Personal Financial Statement
  • Schedule of Business Debts
  • 3 years Personal Tax Returns
  • 3 years Business Tax Returns
  • YTD Profit & Loss + Balance Sheet

No, membership can be established upon loan approval. 

Of course, please download, print and fill out the following forms ahead of your appointment:

Book An Appointment with Our Small Business Advisor

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Additional Business Options

Business Checking

Value-driven features to help you manage your cash flow.


  • Free Visa Debit Card
  • Access to 85,000 free nationwide ATMs
  • Free Digital Banking

Business Savings

A smart choice when saving for your growing business needs.


  • No monthly service fee
  • Transfers made easy
  • Free Digital Banking

Business Money Market

Maximize your idle cash and boost your earnings.


  • Tiered rates to rewards higher balances
  • Unlimited account transfers2
  • Free Digital Banking

*For underwriting purposes, secured is defined as specific, tangible, non-depreciating assets; a blanket UCC lien on business assets does not qualify as secured.

1Financing for assets with a longer useful life (i.e. boats, planes, or large commercial equipment) may exceed a seven-year amortization when securely collateralized and properly documented.  In these cases, the extended amortization should not exceed 15 years with a term not exceeding 10 years.

2Unlimited Account Transfers references the number of transfers made to or from the Business Money Market Account. Account transfer limits may apply.