Mortgage Solutions Built For Growth
Our business mortgage options are designed with your growth in mind. Whether you're moving into your first store, purchasing a bigger building, or refinancing your current space, trust us to embrace your business's potential.
Owner-Occupied Commercial Mortgage
- An ideal option for building equity while stabilizing operating costs
- Flexible terms
- Purchase and refinance options available
- At least 50% occupied by the borrower
Non-Owner-Occupied Mortgage
- Ideal for those investing for rental income or capital appreciation
- Flexible terms
- Purchase and refinance options available
- Less than 50% occupied by the borrower
Preferred Ships Mortgage
- Perfect for any maritime business looking to own a vessel
- Boat financing for vessels over 5 tons in weight or 27 feet in length
- Flexible terms
Business Account Documentation Checklists
Your time is valuable and we want to make things as easy as possible. Please review the below checklists and bring to your appointment all applicable documentation.
- State issued name registration, if not using Sole Proprietor Name
- Appropriate identification for all signers
- Business License AKA Tax Receipt
*When a sole proprietor uses their full name as a business name, they do not need to register their business with the state. However, the SSN of the owner should be used on the account. Agents or other authorized users may also be added as authorized signers on a Sole Proprietorship.
- Articles of Organization
- State issued name registration
- Appropriate identification for all signers
- Employer Identification Number (EIN)
*If LLC is operating under any names other than the LLC registered name (using “Doing Business As”), a State issued Fictitious Name Registration is required.
- Articles of Organization or Organization meeting minutes
- Appropriate identification for all signers
- Employer Identification Number (EIN)
- Articles of Organization
- State issued name registration
- Appropriate identification for all signers
- Employer Identification Number (EIN)
*If Corporation is operating under any names other than the Corporation registered name (using “Doing Business As”), a State issued Fictitious Name Registration is required.
- Copy of Partnership Agreement
- State issued name registration
- Appropriate identification for all signers
- Employer Identification Number (EIN)
*If General Partnership is operating under any names other than the General Partnership registered name (using “Doing Business As”), a State issued Fictitious Name Registration is required.
- Copy of Partnership Agreement
- State issued name registration
- Appropriate identification for all signers
- Employer Identification Number (EIN)
*If Limited Partnership (LP) is operating under any names other than the Limited Partnership (LP) registered name (using “Doing Business As”), a State issued Fictitious Name Registration is required.
Frequently Asked Questions
Please refer to the Business Account Documentation Checklist above.
No, membership can be established upon loan approval.
Of course, please download, print and fill out the following forms ahead of your appointment:
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Additional Business Options
*For underwriting purposes, secured is defined as specific, tangible, non-depreciating assets; a blanket UCC lien on business assets does not qualify as secured.
1Financing for assets with a longer useful life (i.e. boats, planes, or large commercial equipment) may exceed a seven-year amortization when securely collateralized and properly documented. In these cases, the extended amortization should not exceed 15 years with a term not exceeding 10 years.
2Unlimited Account Transfers references the number of transfers made to or from the Business Money Market Account. Account transfer limits may apply.