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Business Line of Credit

Commercial and small business line of credit. 

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Invest In Your Business

When you're running a business, every second counts. Our business line of credit allows you to invest in your business when needed. Enjoy the freedom of being in control of your funds and your future.

Commercial Line of Credit

Establish a revolving line of credit that you can access at any time. This is a perfect option for any short-term and seasonal needs such as: 

  • Trade Discounts
  • Carry Receivables
  • Purchase Inventory
  • Seasonal Needs
  • Working Capital
  • Secured, unsecured and other real estate secured*

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Small Business Line of Credit

Feel confident knowing that your small business has access to a revolving line of credit at any time. This is a perfect option for any short-term needs such as: .

  • Trade Discounts
  • Daily Operations
  • Carry Receivables
  • Purchase Inventory
  • Seasonal Needs
  • Working Capital
  • Secured, unsecured and other real estate secured*

Apply Now


Business Account Documentation Checklists

Your time is valuable and we want to make things as easy as possible. Please review the below checklists and bring to your appointment all applicable documentation.

  • State issued name registration, if not using Sole Proprietor Name
  • Appropriate identification for all signers
  • Business License AKA Tax Receipt

*When a sole proprietor uses their full name as a business name, they do not need to register their business with the state. However, the SSN of the owner should be used on the account. Agents or other authorized users may also be added as authorized signers on a Sole Proprietorship.

  • Articles of Organization
  • State issued name registration
  • Appropriate identification for all signers
  • Employer Identification Number (EIN)

*If LLC is operating under any names other than the LLC registered name (using “Doing Business As”), a State issued Fictitious Name Registration is required.

  • Articles of Organization or Organization meeting minutes
  • Appropriate identification for all signers
  • Employer Identification Number (EIN)

  • Articles of Organization
  • State issued name registration
  • Appropriate identification for all signers
  • Employer Identification Number (EIN)

*If Corporation is operating under any names other than the Corporation registered name (using “Doing Business As”), a State issued Fictitious Name Registration is required.

  • Copy of Partnership Agreement
  • State issued name registration
  • Appropriate identification for all signers
  • Employer Identification Number (EIN)

*If General Partnership is operating under any names other than the General Partnership registered name (using “Doing Business As”), a State issued Fictitious Name Registration is required.

  • Copy of Partnership Agreement
  • State issued name registration
  • Appropriate identification for all signers
  • Employer Identification Number (EIN)

*If Limited Partnership (LP) is operating under any names other than the Limited Partnership (LP) registered name (using “Doing Business As”), a State issued Fictitious Name Registration is required.


Frequently Asked Questions

Please refer to the Business Account Documentation Checklist above.

No, membership can be established upon loan approval. 

Of course, please download, print and fill out the following forms ahead of your appointment:

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Additional Business Options

Business Checking

Value-driven features to help you manage your cash flow.


  • Free Visa Debit Card
  • Access to 85,000 free nationwide ATMs
  • Free Digital Banking

Business Savings

A smart choice when saving for your growing business needs.


  • No monthly service fee
  • Transfers made easy
  • Free Digital Banking

Business Money Market

Maximize your idle cash and boost your earnings.


  • Tiered rates to rewards higher balances
  • Unlimited account transfers2
  • Free Digital Banking

*For underwriting purposes, secured is defined as specific, tangible, non-depreciating assets; a blanket UCC lien on business assets does not qualify as secured.

1Financing for assets with a longer useful life (i.e. boats, planes, or large commercial equipment) may exceed a seven-year amortization when securely collateralized and properly documented.  In these cases, the extended amortization should not exceed 15 years with a term not exceeding 10 years.

2Unlimited Account Transfers references the number of transfers made to or from the Business Money Market Account. Account transfer limits may apply.