President's Message

It’s hard to believe that it’s already 2019. Thanks to your continued support, we ended 2018 by announcing that you approved our decision to become a state-chartered credit union. Then, we celebrated by paying out a $1 million Bonus Dividend to our members on December 1, 2018.

Beginning on November 1, 2018, we dropped “Federal” from our name, and officially joined the ranks of state-chartered credit unions in Florida. As a Florida state-chartered credit union, we can now “close the gap” and provide service to members from Pensacola to Tallahassee, Florida.

We know that this was a big decision to make, and it’s not one we take lightly. Every decision we make is with you in mind. We strive to be the #1 Community Credit Union Serving the Gulf Coast, and that goal is only possible because we serve the best members on the Gulf Coast. You are the “secret sauce” to our continued success.

And that’s why we wanted to celebrate you, by paying a $1 million Bonus Dividend. As a credit union, we aren’t in business to make a profit. We’re in business to serve you and to serve our community, returning profits however possible. Since we don’t have shareholders to report to, we give our “profits” to you through fewer fees, higher savings rates, and lower loan rates.

Over the past year at Gulf Winds, we were able to give back even more. We reached the achievement of 60,000 members and had a great year financially. I know I say it all the time, but our success truly is because of you. Your loyalty and support make all the difference in the success and future of Gulf Winds. We are so thankful that we could return $1 million to you.

The difference you make is not only by choosing to trust your financial life with us through checking, savings and loan accounts. You also give us your honest and constructive feedback for things we are doing well and ways that we can improve. When we have taken your suggestions and turned them into action, we’ve seen some very positive improvements.

We’re always looking for ways to serve you better. Thank you for trusting us to be your financial partner through life’s many changes. 2018 was a great year, and we’re looking forward to an even better 2019!