Gulf Winds Rated 5-Stars for 93 Consecutive Quarters

Gulf Winds has earned a coveted 5-Star rating from BauerFinancial, the Nation’s Premier Bank and Credit Union Rating Firm. (A five-star rating indicates this credit union excels in areas of capital adequacy, profitability, asset quality and much more.) Earning and maintaining this top 5-Star rating for 93 consecutive quarters puts Gulf Winds in an even more prominent position as a “Sustained Superiority Credit Union”. This designation is reserved for the Top 10%, institutions that have maintained Bauer’s highest rating longer than 90% of the industry and proves once again that Gulf Winds is among the best of the industry.

“By earning Bauer’s highest 5-Star rating, Gulf Winds  proves to its members and the field of prospective members that it is not only committed to their needs but also to financial discipline,” notes Karen L. Dorway, president of BauerFinancial. “As times change, so do members’ needs. Institutions like Gulf Winds excel at finding ways to meet these ever-changing needs while maintaining financial discipline and prudent underwriting.”

Gulf Winds Federal Credit Union was established in 1954, and has been providing personal service to its membership for the 63 years since. Today it operates throughout the Pensacola and Tallahassee regions of Florida as well as in Alabama. Gulf Winds is a member of the NCUA and an Equal Housing Lender.



BauerFinancial, Inc., Coral Gables, Florida, the nation’s leading independent bank and credit union rating and research firm, has been reporting on and analyzing the performance of U.S. banks and credit unions since 1983. No institution pays BauerFinancial to rate it, nor can any choose to be excluded. Consumers may obtain free star-ratings by visiting