ACH Payment Changes: New electronic payment processing regulations will take place on Friday, September 15th. Transactions that are processed through the ACH (Automated Clearing House) could post to your account on the same day the merchant initiates the payment. If you have questions regarding any scheduled, recurring or automatic payments you have with a merchant, you will need to contact them to ask if they will be submitting your payments as Same Day debits. This will not affect any payments set up with Gulf Winds’ Bill Pay Service.


Live a Life Well Planned

Raymond James at Gulf Winds

Providing Trust and Investment Services
for Families and Individuals

Do you trust your financial plan? Are you comfortable calling your current financial advisor with questions or concerns? The Raymond James Wealth Advisors at Gulf Winds are ready to help you create a Life Well Planned. With offices throughout the Gulf Coast, we offer the financial capabilities of Raymond James and the reliability of being local. If you’re not comfortable talking with your financial advisor, or if you just need a second opinion about your financial well-being, give us a call. We are here for you.

Our Wealth Advisors have more than 60 years of experience helping others plan their financial future, and we understand there is no substitute for trust.

Your Raymond James Team


Marci Watters
Wealth Advisor
Email Marci Watters
FINRA BrokerCheck

Lindsey Elmore
Sales Associate
Email Lindsey Elmore
850-479-9601 ext. 480

About Raymond James
Raymond James Financial (NYSE-RJF) is a Florida-based diversified holding company providing financial services to individuals, corporations and municipalities through its subsidiary companies. Its three principal wholly owned broker/dealers, Raymond James & Associates, Raymond James Financial Services and Raymond James Ltd., have more than 6,200 financial advisors serving 2.5 million accounts in 2,500 locations throughout the United States, Canada and overseas. In addition, total client assets are approximately $485 billion, of which approximately 13.6% percent are managed by the firm‘s asset management subsidiaries.*


Ranked #1 by SmartMoney
In May 2011, for the third consecutive year, Raymond James clinched first place among full-service brokers in the SmartMoney Annual Broker Survey, receiving top ratings for customer satisfaction and recommended stock performance. SmartMoney does not endorse any product or service for Raymond James. Past performance may not be indicative of future results.

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, and are: Not Deposits; Not insured by NCUA or any other governmental agency; Not guaranteed by Gulf Winds Federal Credit Union; Subject to risk, may lose value. Gulf Winds Federal Credit Union is independent of Raymond James Financial Services, Inc.

* RJF stats as of 08/30/2014
Raymond James Privacy Policy

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.


We’re giving our profits back to you.

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