Establish, strengthen or rebuild your credit.
Unlike debit or prepaid cards, we report secured credit card payment information to major credit bureaus. This gives you the chance to build your credit history with responsible use.
- Low Rate of 9.00% APR*
- No Annual Fee
- No Cash Advance Fees
- No Minimum Finance Charge
Visa Secured features and benefits
- Use with Apple PayTM, Samsung Pay, and Android PayTM
- Enhanced Fraud Protection with EMV Chip Technology
- Worldwide Acceptance
- Travel Accident Insurance Coverage1
- Auto Rental Insurance1
- 24/7 Online Account Management
- Online Purchase Protection with Visa Secure
- Proactive Fraud-Fighting Tools
1Effective February 1, 2021, your Gulf Winds VISA Credit Card will no longer provide this benefit. All other card benefits will remain in place and additional updates will be communicated in the future.
|Term||APR Range||Est. Payment/$1,000 Borrowed|
|VISA Platinum Rewards||9.90% - 17.90%||Greater of 1.5% of Balance or $10|
|VISA Platinum||6.90% - 17.90%||Greater of 1.5% of Balance or $10|
|VISA Secured||9.00%||Greater of 1.5% of Balance or $10|
Rates as of . *Rates are based on individual credit worthiness. Rates are subject to change without prior notice.