Beginning January 1, 2017, there will be some changes to the CO-OP ATM Network that may affect members who regularly use Walgreens or 7-Eleven ATMs. More Information…

Beware Phone Scam: We have received reports of a phone scam telling members they qualify for 0% interest on their credit card. Please beware of any phone calls or emails you receive requesting your personal information. Never share personal information, and remember Gulf Winds will never contact you asking to verify sensitive. You can help to safeguard your accounts by never allowing another person access to your online banking. If you receive suspicious communication and suspect that it is fraudulent, you may call us at (800) 650-6328.

Register
 

Credit cards made easy

Gulf Winds Credit Cards

Gulf Winds has great rates on credit cards. Our rates are so low even our highest rate credit card is lower than the best rate you get from most banks. Whether you want to earn rewards, get the lowest possible rate, or build your credit, we have something for you. Pick your card and apply today.

Get Big Protection on your Gulf Winds credit card with a Tiny Chip.

Learn more about EMV Chip Cards and Gulf Winds

Use Apple Pay with any Gulf Winds credit card.

Learn more about Gulf Winds and Apple Pay

VISA Platinum

Low Rates Every Day

  • Rates as low as 6.90% APR*
  • No Annual Fee
  • No Cash Advance Fees

Learn More

VISA Platinum Rewards

Earn Reward Points

  • Rates as low as 9.90% APR*
  • Earn Reward Points for Every Dollar You Spend
  • No Annual Fee
  • No Cash Advance Fees

Learn More

VISA Secured

Build Your Credit

  • Rate of 9.00% APR*
  • No Annual Fee
  • No Cash Advance Fees

Learn More

Credit Card Rates
Term APR Range Est. Payment/$1,000 Borrowed
VISA Platinum Rewards 9.90% - 17.90% Greater of 1.5% of Balance or $10
VISA Platinum 6.90% - 17.90% Greater of 1.5% of Balance or $10
VISA Secured 9.00% Greater of 1.5% of Balance or $10

Rates as of . Rates are based on individual credit worthiness. Rates are subject to change without prior notice.

 

We’re giving our profits back to you.

Auto Loans as
low
as
0.00 %
APR1
Free Checking as
high
as
0.00 %
APY2
Credit Cards as
low
as
0.00 %
APR3
IRAs as
high
as
0.00 %
APY4
Certificates as
high
as
0.00 %
APY5