Beginning January 1, 2017, there will be some changes to the CO-OP ATM Network that may affect members who regularly use Walgreens or 7-Eleven ATMs. More Information…
Beware Phone Scam: We have received reports of a phone scam telling members they qualify for 0% interest on their credit card. Please beware of any phone calls or emails you receive requesting your personal information. Never share personal information, and remember Gulf Winds will never contact you asking to verify sensitive. You can help to safeguard your accounts by never allowing another person access to your online banking. If you receive suspicious communication and suspect that it is fraudulent, you may call us at (800) 650-6328.
Better banking for businesses
With Gulf Winds, you'll receive personal service and a very economical account.
This downloadable PDF document contains the rules, terms, and conditions which govern your accounts with Gulf Winds Federal Credit Union. Please read this document carefully. You are urged to keep a copy of this document. Please call us if you have any questions.
Member must qualify to open a Business Checking account.
|Business Checking Fees|
Business Checking Maintenance Fee
|$5.00 per month|
|Transaction Fees||$0.05 per item, after 75 each month|
|Check Order Charge||Varies|
|Deposit Fees - Cash Deposit||$.0025 per $100.00 for each deposit|
|Deposit Fees - Coin Deposits||4.00% of each deposit|
|Non-Sufficient Funds Fee (NSF)||$30.00 per item|
|Non-Proprietary ATM Transaction Fees*|
|Cash Withdrawals||$0.60 per transaction|
|Deposits||$1.00 per transaction|
|Balance Inquiries||$0.25 per transaction|
|Transfers||$0.25 per transaction|
*A non-proprietary ATM is an ATM that does not prominently display the Gulf Winds and/or CO-OP Network name or logo on the ATM. When you use a non-proprietary ATM, you may be charged a fee by the ATM operator or any network used.