ACH Payment Changes: New electronic payment processing regulations will take place on Friday, September 15th. Transactions that are processed through the ACH (Automated Clearing House) could post to your account on the same day the merchant initiates the payment. If you have questions regarding any scheduled, recurring or automatic payments you have with a merchant, you will need to contact them to ask if they will be submitting your payments as Same Day debits. This will not affect any payments set up with Gulf Winds’ Bill Pay Service.
Better banking for businesses
With Gulf Winds, you'll receive personal service and a very economical account.
This downloadable PDF document contains the rules, terms, and conditions which govern your accounts with Gulf Winds Federal Credit Union. Please read this document carefully. You are urged to keep a copy of this document. Please call us if you have any questions.
Member must qualify to open a Business Checking account.
|Business Checking Fees|
Business Checking Maintenance Fee
|$5.00 per month|
|Transaction Fees||$0.05 per item, after 75 each month|
|Check Order Charge||Varies|
|Deposit Fees - Cash Deposit||$.0025 per $100.00 for each deposit|
|Deposit Fees - Coin Deposits||4.00% of each deposit|
|Non-Sufficient Funds Fee (NSF)||$30.00 per item|
|Non-Proprietary ATM Transaction Fees*|
|Cash Withdrawals||$0.60 per transaction|
|Deposits||$1.00 per transaction|
|Balance Inquiries||$0.25 per transaction|
|Transfers||$0.25 per transaction|
*A non-proprietary ATM is an ATM that does not prominently display the Gulf Winds and/or CO-OP Network name or logo on the ATM. When you use a non-proprietary ATM, you may be charged a fee by the ATM operator or any network used.