Gulf Winds Federal Credit Union Blog

10 Money Lessons for Kids

Kids who learn to be financially savvy definitely have an edge in life once they leave home. Instead of learning about debt the hard way, they’ll be more likely to be inspired to opens IRAs and save for down payments on a home, car, or other important purchases. But kids don't learn about money on their own. It takes deliberate parental guidance to instill kids with good money sense.

More 

3 Tips For Lending Money to Friends and Family

The strongest of relationships can be tested when money comes into play. That's why many people feel uneasy about lending money to their loved ones. They want to help, but often worry if their relationship will be affected. If you're considering lending money to friends or family members, know that it is possible to have a positive experience --but you've got to establish your personal boundaries, set some ground rules, and put the loan in writing.

More 

Protect Yourself From Tax Theft Fraud

Tax time is coming to a close, but if you haven’t filed yet, there's one thing you should keep in mind: tax theft fraud. Over the past few years, the IRS increased their efforts to help thousands of Americans affected by tax fraud through identity theft. But what does this mean to you, and how can you prevent your own identity being stolen through tax fraud?

More 

Credit Unions vs. Big Banks

Maybe you’re considering switching financial institutions and you’re not quite sure what you’re looking for. We’re here to help. The difference between credit unions and big banks is huge, and if you’re looking to switch, a credit union is the way to go. Here's why...

More 

Pros and Cons of a Health Savings Account

When it comes time to choose insurance coverage, you'd like to find the best option, but is a health savings account (HSA) the best route? Here are a few of the pros and cons to health savings accounts.

More 

The Real Deal With Discount Sites

Sites like Groupon and LivingSocial promise unique deals with deep discounts and it's certainly possible to find such offers, but do these sites consistently provide money-saving offers? Here are a few things to consider before committing yourself to the siren song of a coupon site.

More 

Meet Wendy Burri, Mortgage Loan Officer, Tallahassee

Meet Wendy, your Gulf Winds Mortgage Loan Officer with one purpose – helping you finance your new home. Whether you’re a first-time home buyer or a real estate agent looking for the perfect financing option for your clients, Wendy can show you what it means to find Maximum Mortgage Goodness
at Gulf Winds.

More 

Renter’s Insurance 101: Financial Security and Peace of Mind

Life is unpredictable. Accidents happen when we least expect them, and the consequences can put a serious strain on your wallet. If you’re renting property and want to avoid the financial burden of replacing all of your treasured belongings in case of an unexpected disaster, you may want to consider purchasing renter’s insurance to keep yourself safe.

More 

College Students and Credit: What Your Student Needs to Know

College is an exciting time for young adults eager to make their way in the world. It’s a time for growth, change, and the development of habits that will be with them for the rest of their lives.

More 

Save in Time for Spring Break Travel

Is there any better way to shake off winter blues than with an awesome spring break trip? The good news is, your warm weather festivities don’t have to break the bank when you indulge in a little early planning and follow these smart spring break savings tips.

More 

IRAs and Their Benefits for Millennials

While many recent graduates are too busy celebrating to even begin to think about their retirement plans, there’s no time to waste when it comes to investing.

More 

Should You Consider Taking Out a Loan For a Boat, RV, or Camper?

Got your heart set on an RV, boat, or camper? Here are a few things to think about before you begin shopping!

More 

Early Investments: CD Accounts for Kids

Your little ones are growing fast. Before you know it, they’ll be done with school, out the door, and heading off to college. Wouldn’t it be great if you could prepare them with a little financial wisdom before that time?

More 

IRA and 401(k): What’s the Difference?

As you’re graduating college and entering a career field, you’ve likely heard people talking about “planning for your future,” “investment opportunities,” and “IRA/401(k) contributions.” There’s no doubt that these can be tricky to sort through, especially for up-and-coming professionals starting out. Let’s review the difference between two primary types of retirement accounts: IRAs and the 401(k).

More 

Making the Most out of Balance Transfers

When approaching the matter of debt consolidation, balance transfers can provide a tremendous savings. It’s important to remember that balance transfers are financial tools and must be utilized in such a way to get the most out of consolidating your debts. The terms of your balance transfer will depend on your credit history, but the success of the process relies heavily on your research, approach, and consistency.

More 

Page 1 of 4:    1 2 3 >  Last ›

 

We’re giving our profits back to you.

Auto Loans as
low
as
0.00 %
APR1
Free Checking as
high
as
0.00 %
APY2
Credit Cards as
low
as
0.00 %
APR3
IRAs as
high
as
0.00 %
APY4
Certificates as
high
as
0.00 %
APY5