Gulf Winds Federal Credit Union Blog

3 Important Reasons to Plan for Unexpected Emergencies

Life is an unpredictable, beautiful, chaotic mess.

More 

Have Fun with Your Grandkids without Breaking the Bank

If you could give your grandkids the world, you’d give it to them twice over. Depending on your financial situation, however, it isn’t always in the cards to shower them with grand gestures. Luckily, kids are less concerned about a price tag and much more excited just to have fun. Here are a few ways to make them smile without spreading yourself too thin.

More 

Tips to Keep Motivation Up When Income Goes Down

Money has an inherent way of pulling emotional strings towards extremes. This means that emotional highs and lows are often made better or worse when money is involved. Unfortunately, when income goes down, it often leads to a lack of motivation, and lack of motivation only further continues a downward emotional spiral.

More 

Does a Higher Salary Lead to a Better Life?

It’s a thought that most of us have had at one time or another: Things would be different if I made more money… Cold hard cash seems like the golden ticket to a better life, but are we right in thinking that our lives would be better if we had a higher salary?

More 

5 Smart Financial Tips to Share with Your Grandchildren

“If only someone had told me…” is not something you ever want to hear your grandchildren say. With so much that you want to share, it can seem overwhelming trying to figure out where to start, so we’ve boiled it down to 5 smart tips you can share with your grandkids.

More 

Convincing Your Spouse to Save Money Together

Money is one of the biggest points of contention for many couples. This is particularly true when money is tight—both people are rarely on the same page, often disagreeing about what expenses are essential and the best way to save money.

More 

Are Cars an Asset or a Liability?

Our cars may be a necessity for those of us who travel for work and who don’t have access to public transportation, but for most of us, it’s a love/hate relationship. It’s great to have the luxury of a car, but the costs of ownership can be tough to handle.

More 

Retirement Bucket List

They’re called the golden years for a reason. All that hard work comes with a reward, and now is your time to shine. We all deserve some well-earned rest, but your retirement is as much a new beginning as it is an end to a previous chapter. Here are a few entries to mark on your to-do list now that you have time in abundance.

More 

3 Ways to Reduce Insurance Costs

Insurance is a necessity for just about everyone.

From the legally-required car insurance to the highly-recommended home and life insurance, it’s great to have a safety net when life’s difficulties arise. The problem is, the costs of these insurance plans can make them a real hassle to maintain. Here are few tips for lessening the cost burden of insurance while still keeping yourself protected.

More 

Careers Paths to Avoid College Debt

Let’s face it: College isn’t for everyone. Sure, college can be a great way to expand your horizons and make yourself more desirable in the job market, but these benefits come at a cost—according to Forbes, the average student in 2016 had $37,172 in student loan debt. On top of that, student loan debt has become the second highest category of debt in the country, equaling $1.3 trillion in 2017.

More 

Explaining the Increase in Retirement Age

As the average retirement age continues to climb, it can feel like the economy has really put the ‘tire’ in ‘retirement.’ Although it isn’t always by choice, working later in life provides tangible benefits for a comfortable retirement that help to explain why the average retirement age has increased to 70.

More 

How to Save on Back to School Expenses

With each new school year comes the inevitable rush that retail outlets love and many parents love to hate: Back to school shopping!

More 

3 Reasons You Don’t Pay Your Debts – And Why You Have No Excuse

We get it—it’s not easy to escape from debt.

More 

Things to Look for When Hiring a Financial Planner

Future investment goals often lead people to seek savings help from a professional financial planner or advisor. If it’s time to plan for retirement, you’re ready for a down payment on a home, or you’re starting a family, it doesn’t hurt to have a financial expert on your side. That said, not all financial planners are created equal, and it’s your job to find the advisor that’s right for you.

More 

Family Fun Idea: Wash Your Car at Home

We’ve spoken in previous articles about how budget management is often about sacrifice. You have to give something up to reap the benefits of financial security. But if you’re clever, you don’t always have to sacrifice something positive to enjoy the benefits of having more money—particularly if you have a family backing you up!

More 

Page 1 of 11:    1 2 3 >  Last ›

 

We’re giving our profits back to you.

Auto Loans as
low
as
0.00 %
APR1
Free Checking as
high
as
0.00 %
APY2
Credit Cards as
low
as
0.00 %
APR3
IRAs as
high
as
0.00 %
APY4
Certificates as
high
as
0.00 %
APY5