Gulf Winds Federal Credit Union Blog

Snagging a Deal: What to Look for at Garage/Yard Sales

Going on a weekend garage or rummage sale may seem simple enough: You find someone selling unwanted items, and you look for what you like, right? Well, if you just want a fun afternoon of looking for hidden treasure, then that's fine. But, if you want to do some serious shopping you need a strategy. Here are a few tips for finding hidden—and cheap—gems at garage sales. 

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What Are You Giving Up When You Accept Auto-Dealer Cash Back?

Are you in the market for a new car? Auto dealers often offer rebates and incentives to attract buyers, but cash back deals and other promises are sometimes too good to be true. Planning ahead before going to the showroom can help you understand what those deals really mean.

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What to Consider with Vacation Rentals

So much of our time is spent at work. When it's time for a vacation, you want your hard-earned money to work for you. Vacation rentals are a popular alternative to hotels and are often less expensive. Equipped with kitchens, they offer the option of eating in rather than dining out, saving you money and hassle. The Internet has allowed for a boom in vacation rentals, but with so many options, it can be difficult to know how to select the right property.

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Keeping Your Kids Occupied Over the Summer

It's that time of the year, when kids celebrate: summer vacation. When school's out, kids are often home for the day with “nothing to do.” If you're struggling to find ways to keep your kids busy over the summer without breaking the bank, here are a few ideas.

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What Should You Be Doing Financially After Marriage?

Getting married is a time to celebrate, but financial pressures can make it stressful. Here's how to avoid newlywed money blues.

While marriage is a beautiful institution, many couples find that they are ill-prepared to navigate the world of dual finances. You have to know how to manage your money as a team. Here are a few tips to starting your marriage off on the right—and financially stable—foot

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Ready to Buy a Car? Keep These 4 Hidden Costs in Mind

Congratulations! You're planning on buying a car and can't wait to park a shiny new vehicle in your driveway. Not so fast. While buying the car may be exciting, you should keep in mind these four expenses before making your choice:

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How to Budget Your Finances

As much as we’d all love to not worry about budgeting, if you don’t develop a budget to control your finances, your spending is more likely than not to exceed your limits. Between your necessary living expenses, entertainment and leisure, paying off debts and saving for retirement, managing your money can seem overwhelming. Don’t buy into financial myths that scare you away from creating a sensible budget. Read on for an easy budgeting quick start.

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DIY or Hire a Professional?

When you are looking to start any home improvement project, cost can outweigh your vision with a hard dose of reality. While we may wish our home could look a certain way, like those beautiful renovations on television shows, it's not always a possibility when working with a fixed budget. This is where proper planning comes in to rescue our dreams. Before starting any DIY home improvement project, calculating exact costs is key to creating an achievable outcome.

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Spring Into a Debt Free Life

How closely do you watch your spending? You may forgo dinners at expensive restaurants, extravagant vacations and shopping sprees, but that certainly doesn't mean you're living frugally. It's time to do a little financial spring cleaning! Here are three ways you can save more and achieve a debt-free life.

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How to Get Ready for Summer Travel without Going Bust

Summertime travel takes a lot of coordination when you factor in the total cost of airfare, lodging, car rentals, and daily spending. In order to properly prepare yourself for your trip, there are key tips you can implement to curb your spending and help you save big on your summer vacation.

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Maximizing Your Inheritance from Uncle Sam — The Smart Way to Use Your Income Tax Refund

The average income tax refund in 2014 was $3,211. Many Americans are no doubt hoping for an even greater refund in 2015. Either way, it’s a handy chunk of change — but where does that money go?

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Three Ways Apple Pay and Tokenization Are Changing How You'll Shop in the Future

Mobile payment systems, also known as “mobile wallets,” are poised to become the next big thing in payment technology. These systems enable you to pay for goods and services via an app on your mobile phone, rather than digging in your purse or wallet for cash and credit cards. 

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Save in 2015 by Cutting Expenses

One of the most common New Year’s resolutions is to save more money. Eating out less and spending less on entertainment are great ways to save, but choices that can save big bucks in the long run might not be obvious. They can even seem counter-intuitive in the short-term. Here are a few less obvious tips for New Year savings.

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Q&A with Angela Lane, Gulf Winds Mortgage Loan Officer

 Angela Lane's role as a mortgage representative for Gulf Winds is to be out in the community to assist Realtors by providing exceptional service to their clients. From the initial meeting and pre-qualification to the closing table, Angela is with clients from start to finish. 

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Shopping for auto financing? Details Here.

Looking for a new set of wheels? You’re not alone. Spring and summer are the hot times for buying new cars. But how can you get the best buy for your buck as you are shopping for auto financing?

Gulf Winds offers low rates, speedy customer service and a simple, streamlined process, which can be critical when you are negotiating a vehicle purchase.

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