Tips for Stopping Spam Phone Calls
Scammers are increasingly smart and persistent. Fraud is their fulltime job, and they’re committed to making their efforts successful. Scammers are usually mere steps behind technological advances aimed at keeping us safe from fraud.
And when they can’t beat technology, scammers rely on persistence to provide a window of opportunity to get your personal and financial information. One way that scammers attempt to disrupt your life is by calling your phone repeatedly in hopes that eventually, you will answer.
In fact, the Federal Communications Commission (FCC) reports that these unwanted calls top their list of complaints from consumers. While they are actively addressing the issue, there are also steps you can take to block these calls altogether in an effort to protect your personal information and peace of mind.
Do Not Call Registry
Your first step should be to add your name to the National Do Not Call Registry, set up by the Federal Trade Commission (FTC). This will keep your phone number safe from receiving unwanted telemarketing calls from legitimate sources.
However, keep in mind that scammers are already operating outside of the law. This registry doesn’t mean anything to them. That means you’ll have to take additional precautions to stop scammers from calling you every day.
Report Unwanted Calls
Before reporting any calls, allow 30 days for your registration on the Do Not Call Registry to be completed. After that, you can do your part in beating scammers by reporting unwanted calls. This helps the FTC as they research and attempt to stop scammers and Robo callers.
Block Unwanted Calls
Many phone providers have an app you can download that track and monitor the numbers calling you. This allows you to block unwanted calls. After a pattern in your call blocking is established, the app will begin to block calls automatically based on your previous selections.
Beware of Number Spoofing
If you answer a call from someone claiming to be from your bank, insurance company or other business, don’t give out any personal information – even if the caller ID shows a legitimate business number that you recognize. Unfortunately, scammers can easily “spoof” a number you’re familiar with in an attempt at getting your personal information.
Remember that most banks and financial institutions will never call you asking for any private personal information. If they do, hang up the phone and call the business back to confirm the legitimacy of the call.
Spam phone calls aren’t just annoying; they can also be dangerous. It is essential to remain vigilant in safeguarding your personal and financial information. If a call seems questionable, it probably is.