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Planning Ahead for Your Wedding Day

Planning Ahead for Your Wedding Day

If you’re finding the costs of your wedding to be higher than you anticipated, you’re not alone. According to popular wedding magazine The Knot, the average American wedding costs upward of $35,000. That’s a lot of money to spend on one day, especially for twenty- and thirty-somethings.

You may still be paying down student loans while simultaneously trying to save for the future – like buying a house. However, having other priorities doesn’t mean you need to give up your dreams of a spectacular wedding day. By planning ahead, choosing wisely and prioritizing what’s truly important, you can say “I Do” without stressing over wedding costs. 

Create A Budget

The first step to planning any big purchase is to determine what your budget is. Even if you aren’t ready to nail down specific details yet, do some research around your town to see what the going rates are for venues, photographers, caterers, and cake.

As you research, think about how many guests you’d like to invite to your wedding. Again – this is all theoretical but will give you a good idea of what your expenses may be. It will also give you a chance to research less expensive alternatives. For example, maybe cupcakes are cheaper than a three-tiered cake.

Start Saving Now 

Even if you’re not engaged yet, start saving! You may already be saving in general for the future, but just ensure that wedding plans are part of the goals you are working toward.

The average age of marriage is 27 for men and 26 for women. If you start saving for your wedding when you’re 20, you’ll be a lot closer to planning a debt-free wedding than if you didn’t begin saving at all. Just think, $50 per month for six years would add up to $3,600 to put toward your big day.

Time it Right

Just because there is a “wedding season” doesn’t mean you have to plan your wedding in a Spring timeframe. Yes, Spring is a beautiful time of the year with desirable weather, but what about the late summer or early fall?

Unless you have your heart set on a super specific date, try to be flexible. A less-busy time of the year or even a Sunday could save you thousands on booking a venue and caterer. Your wedding day will be special no matter when you celebrate it, and saving money is a much wiser decision for your future.

Save on Your Dress

Picking out “the” dress is probably at the very top of you/your bride’s list. The dress matters. But you’ll only be wearing it for a few hours, and no one will even know how much you spent on it, or if you passed up a “better” gown. The truth is – you are what makes your dress special and beautiful, not the other way around!

Start by shopping styles online to get an idea of what you like and don’t like. Then, check out your local bridal boutiques to try on styles you liked. Set a budget upfront and don’t even tempt yourself by trying on dresses outside of your budget. Shop “last season” and clearance dresses first to get the best deal for your money.

Even with these money-saving tips, you may still want to finance a portion of your wedding, so you don’t have to dip into your savings. If so, give us a call! We have personal loans to fit your needs and budget. With Gulf Winds, you can have your dream wedding while not going into debt for a decade to come.


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