Don’t Be Fooled: How to Stop Spoofing Scams
Your phone rings, and the caller ID says it’s Gulf Winds calling, so you answer it.
“I’m calling from Gulf Winds. Someone’s been using your debit card ending in 1234 at Walgreens. I’ll need to verify your social security number, which ends in 5678, correct? I’ll also need your full debit card information so we can cancel your card and block the unauthorized activity.”
Just because the caller ID shows the name of your financial institution, and the caller knows some of your personal information, doesn’t mean that it’s a legit phone call. IT’S A SCAM! These scammers are counting on the call being so upsetting that you end up confirming the details they are inquiring about in a panic.
Phishing and Spoofing scams are on the rise. In a Phishing attempt, scammers will make it look and sound like they’re from a legitimate company and will provide specific details about you when they call, then ask you to verify that information in full.
Spoofing occurs when scammers falsify their caller ID to deceive you into believing the call is from someone you trust.
Tips to Avoid Scam Tactics:
1. Don’t assume your caller ID is proof of who you’re dealing with. Scammers can make it appear as though they’re calling from a company or number you know and trust.
2. If you get a phone call, email, or text from someone asking for your personal identifying information, don’t respond. Instead, hang up and call the company directly on a number you trust is valid. If you receive an email or text, verify it using contact information you know is correct.
3. Do not trust someone just because they have personal information about you. Scammers have ways of obtaining that information to use against you.
4. You can always visit identitytheft.gov to learn what to do if the scammer made charges on your accounts or to report the scam, which could lead to investigations and legal action to shut scammers down.
Scammers are always looking for new ways to catch you off guard—but staying informed is your best defense. If something feels off, trust your instincts. Hang up. Call back using a trusted number. Never give out sensitive information unless you’re 100% sure who you’re speaking to. Remember, legitimate companies will never pressure you to act quickly or share personal details over the phone. By staying aware and cautious, you can protect yourself and those you care about from falling victim. Don’t be fooled—stay one step ahead of the scam.