When it comes to children, two things are true: (1) they're a treasure and (2) they're even more work to take care of as grandparents than as parents.
Few relationships are as special as the bond between children and their grandparents, and this makes the hard work from babysitting worth it.
Before you send your child and in-law the bill for your babysitting services, first think about what you gain from looking after your grandchildren.More
Many of the people who make the switch from a bank to a credit union often wonder if it’s worth it to get a credit union credit card. If all credit cards provide the same essential services, what makes credit union credit cards any different?
For starters, many people prefer credit unions over banks because of the more personal feel that comes with every interaction. Also, credit union credit cards tend to have attractive rates that big banks don’t.More
Often individuals with disabilities are not familiar with the savings options available to them, or they may be afraid to save money in fear of jeopardizing their public benefits. However, there are a wide variety of saving strategies that individuals with disabilities can potentially access to achieve their savings goals and improve their financial well-being.More
Big-ticket down payments like those needed for a home or automobile purchase often require considerable preparation. Being prepared is never a bad idea, especially when trying to save substantial amounts of money. Here’s how you can make sure you’re ready for the big down payment day when it arrives.More
Life is an unpredictable, beautiful, chaotic mess.
Okay, it’s tough to argue that life is beautiful when emergencies spring up and demand that you empty your bank account to find a resolution. Here are three good reasons you need to anticipate these problems before they arise.More
It’s a thought that most of us have had at one time or another:
Things would be different if I made more money…
Cold hard cash seems like the golden ticket to a better life, but are we right in thinking that our lives would be better if we had a higher salary?
Surprisingly, we’ve found the answer to this question is a resounding No!More
If you could give your grandkids the world, you’d give it to them twice over. Depending on your financial situation, however, it isn’t always in the cards to shower them with grand gestures. Luckily, kids are less concerned about a price tag and much more excited just to have fun. Here are a few ways to make them smile without spreading yourself too thin.More
Money has an inherent way of pulling emotional strings towards extremes. This means that emotional highs and lows are often made better or worse when money is involved. Unfortunately, when income goes down, it often leads to a lack of motivation, and lack of motivation only further continues a downward emotional spiral.More
https://www.gogulfwinds.com/blog/article/how-to-manage-a-joint-checking-accountMoney is one of the biggest points of contention for many couples. This is particularly true when money is tight—both people are rarely on the same page, often disagreeing about what expenses are essential and the best way to save money.
That is, if both of you are trying to save. Financial solvency as a couple depends on both partners working together to achieve a common goal, and when one person isn’t on board, the whole thing falls apart.More
“If only someone had told me…” is not something you ever want to hear your grandchildren say. With so much that you want to share, it can seem overwhelming trying to figure out where to start, so we’ve boiled it down to 5 smart tips you can share with your grandkids.More
They’re called the golden years for a reason. All that hard work comes with a reward, and now is your time to shine. We all deserve some well-earned rest, but your retirement is as much a new beginning as it is an end to a previous chapter. Here are a few entries to mark on your to-do list now that you have time in abundance.More
Insurance is a necessity for just about everyone.
From the legally-required car insurance to the highly-recommended home and life insurance, it’s great to have a safety net when life’s difficulties arise. The problem is, the costs of these insurance plans can make them a real hassle to maintain. Here are few tips for lessening the cost burden of insurance while still keeping yourself protected.More
Let’s face it: College isn’t for everyone. Sure, college can be a great way to expand your horizons and make yourself more desirable in the job market, but these benefits come at a cost—according to Forbes, the average student in 2016 had $37,172 in student loan debt. On top of that, student loan debt has become the second highest category of debt in the country, equaling $1.3 trillion in 2017.More