ACH Payment Changes: New electronic payment processing regulations will take place on Friday, September 15th. Transactions that are processed through the ACH (Automated Clearing House) could post to your account on the same day the merchant initiates the payment. If you have questions regarding any scheduled, recurring or automatic payments you have with a merchant, you will need to contact them to ask if they will be submitting your payments as Same Day debits. This will not affect any payments set up with Gulf Winds’ Bill Pay Service.

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Go mobile with Gulf Winds

Home Services Mobile Banking

Mobile Banking

Accessing your Gulf Winds accounts from your mobile device has never been easier. You can now bank anytime, anywhere with the features you need for getting things done on your schedule.

Download our app for Android:

Google Play
Download our app for iOS:

Available on the App Store

Don't have iOS or Android? Click here

Not using an iOS or Android device?

Our Online Banking service is mobile optimized. Just visit our homepage from your mobile browser and log in at the top.

Get all the Features of Online Banking in the Palm of your hand.

All of the features that are available to you on our desktop version are also available on your smartphone or tablet. Manage all of your Gulf Winds accounts, pay bills, make transfers, change settings, view your e-Statements, plus more.

Mobile Check Deposit

Using our iOS or Android app, you can now deposit checks without a trip to your local branch. Just endorse your check (see requirements below), snap a picture of the front and back and you're done.

Check Endorsement: Check must be endorsed with your signature and the phrase Mobile Deposit Only Gulf Winds.

Mobile Check Deposit is available on our iPhone, iPad and Android apps. The first $200 of a Mobile Check Deposit will be available immediately. The remainder will be available within 3 business days unless otherwise notified. 10 check/$2,500 daily Mobile Check Deposit limit.

Step 1

Open the App and select Menu>Deposit Checks>Mobile Check Deposit.

Step 2

Select To Account to choose the account to deposit your check to.

Step 3

Select the account you would like to deposit your check to.

Step 4

Select Amount to enter the amount of the check.

Step 5

Enter the amount of your check and press Save.

Step 6

Press the Capture Image button.

Step 7

Take a picture of the front side of your check. Make sure the corners of the check are as close to the brackets as possible.

Images are saved securely by the credit union and not stored on your phone.

Step 8

Take a picture of the back side of your check. Remember your check must be endorsed with your signature and Mobile Deposit Only Gulf Winds.

Images are saved securely by the credit union and not stored on your phone.

Step 9

Review the images of your checks. If it looks like one of the sides may not be readable, press the Retake Front or Retake Back button.

Step 10

Scroll to the bottom and press Submit Deposit.

Step 11

Deposit Submitted notification. Remember that the first $200 of your deposit will be available immediately, the remainder will be available within 3 business days unless otherwise notified. You will receive a confirmation via email letting you know that your deposit was accepted.

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