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Special Share Savings Accounts

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Live in the moment. Plan for what's next.

Saving up for something special? A Gulf Winds Special Share Savings Account helps you keep vacation, college, vehicle and major expense savings separate from regular savings. Dividends are earned daily and credited and compounded monthly. All you need to do is save. 

  • No monthly service fee
  • Free Digital Banking
  • Free eStatements
  • Free 24-Hour Phone Banking
  • NCUA insured
  • Transfers made easy
  • No monthly service fee
  • Free Digital Banking
  • Free eStatements
  • Free 24-Hour Phone Banking
  • NCUA insured
  • Transfers made easy
Special Share Savings Dividend Rates
Account Type Dividend Rate APY Compound Frequency Minimum Deposit
Special Share Savings 0.15% 0.15% Monthly $0

APY=Annual Percentage Yield. Fees may reduce earnings. The rate and APY stated for Share Savings Accounts is declared by the Board of Directors and is subject to change at any time.

Special Share Savings—Helpful Hints

Saving for something special? We can help.

  • Easily make transfers to or from your other Gulf Winds accounts.
  • Designate as your Overdraft Protection on your checking account and avoid non-sufficient funds fees. There is no charge for use of this service.
  • Boost your cash by earning dividends.
  • Build up your balance by scheduling automatic deposits into your account.

Open an Account

Additional Savings Options

Gulf Winds offers several savings options depending on your needs. If you are saving for general needs, the holidays, or want to open a savings account for a child or teen, explore our other options.

Primary Share Savings

Ready to make every dollar count?


  • No Monthly Service Fee
  • Free Digital Banking
  • Use for Overdraft Protection

Holiday Share Savings

Need to spread out holiday expenses?


  • No Minimum Balance
  • No Monthly Service Fee
  • Automatically Transfers November 1

Kids and Teens Savings

Ready to teach about saving and spending?


  • No Minimum Balance
  • No Monthly Service Fee
  • Free Digital Banking

Ready to Open an Account?

Higher savings rates, better loan rates and lower fees. We believe banking should move you forward. Your future self will thank you.