Live a Life Well Planned

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Providing Trust and Investment Services for Families and Individuals

Do you trust your financial plan? Are you comfortable calling your current financial advisor with questions or concerns? The Raymond James Wealth Advisors at Gulf Winds are ready to help you create a Life Well Planned. With offices throughout the Gulf Coast, we offer the financial capabilities of Raymond James and the reliability of being local. If you’re not comfortable talking with your financial advisor, or if you just need a second opinion about your financial well-being, give us a call. We are here for you.

Our Wealth Advisors have more than 60 years of combined experience helping others plan their financial future, and we understand there is no substitute for trust.

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Your Raymond James Team

Bob Bergie

Bob Beargie
Wealth Advisor
Email Bob Beargie
850.479.7180
FINRA BrokerCheck

Marci Watters

Marci Watters
Wealth Advisor
Email Marci Watters
850.479.7191
FINRA BrokerCheck

Lindsey Elmore

Lindsey Elmore
Registered Sales Associate
Email Lindsey Elmore
850-479-9601 ext. 480
FINRA BrokerCheck

What We Do

Business Planning

You understand all too well the effort that goes into creating a successful business. It is no surprise that a successful transition – whether it be selling all or part of your business or passing it on to an heir – requires substantial work as well.

Estate, Charitable Giving & Trust

One of life’s greatest rewards is sharing your wealth with others. Managing assets to take care of one’s own needs and wants is one thing, but it takes additional planning and knowledgeable guidance to help ensure your financial legacy makes an enduring difference in the lives of loved ones or a favorite charity.

Financial Planning

Whether planning to build a home by the lake or help your daughter launch a business, you need a well-conceived plan in order to succeed. Achieving financial independence is no different. Whether you’re looking to grow your money over time, generate income in retirement or preserve wealth for future generations, confidence in your financial plan comes with knowing your assets are invested well. As your knowledgeable partner, we provide wide-ranging, comprehensive financial planning with which to chart a detailed course for pursuing a bright and secure future.

Longevity Planning

Today’s longer life expectancies – people living well into their 70s, 80s and beyond – provide all of us with the hope of fully enjoying life beyond our working years. That is why we believe a great financial plan should also include smart thinking that focuses on preserving your preferred standard of living as you grow older. Financial planning that can meaningfully address these quality of life issues can make all the difference.

Portfolio Management

As your trusted partner, we help you pursue your goals by constructing, managing and monitoring a broadly diversified portfolio that is fully customized to suit your needs. Through clear communication, we help you understand what you own and why, placing your best interests above all else.

Retirement Planning

We understand that there should be no compromise when it comes to your financial future. That’s why we work diligently to serve as the ultimate steward for your wealth, simplifying life’s complexities with a full spectrum of strategies for a tailored plan that we believe is the only one you’ll ever need.

Risk Management

One of the most important functions we serve is helping to protect all you have worked to build. Fortunately, there are a number of ways to help. It takes the right approach, as well as steadfast discipline and diligence, to assess the risks that could derail your life goals and build a contingency plan to limit the effects. As your experienced guide, we assess where your risk lies and determine your level of comfort with it, exploring what actions and plans to put in place to provide the superior level of protection you need and deserve.

About Raymond James

Raymond James Financial (NYSE-RJF) is a Florida-based diversified holding company providing financial services to individuals, corporations and municipalities through its subsidiary companies. Its three principal wholly owned broker/dealers, Raymond James & Associates, Raymond James Financial Services and Raymond James Ltd., have more than 7,300 financial advisors serving 3 million accounts in 3,000 locations throughout the United States, Canada and overseas. In addition, total client assets are approximately $664 billion.

Securities offered through Raymond James Financial Services, Inc. Member FINRA/SIPC, and are: Not Deposits; Not insured by NCUA or any other governmental agency; Not guaranteed by Gulf Winds Federal Credit Union; Subject to risk, may lose value. Gulf Winds Federal Credit Union is not a registered broker-dealer and is" independent of Raymond James Financial Services, Inc. Investment advisory services offered through Raymond James Financial Services Advisors, Inc."

* RJF stats as of 06/30/2017
Raymond James Privacy Policy

Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability. Links are being provided for information purposes only. Raymond James is not affiliated with and does not endorse, authorize or sponsor any of the listed websites or their respective sponsors. Raymond James is not responsible for the content of any website or the collection or use of information regarding any website's users and/or members.

Not a Member? Not a Problem!

You can still take advantage of our great deals, low rates, free checking and mobile banking. Full details on Gulf Winds membership.

Anyone who lives, works, worships, or attends school in Escambia, Santa Rosa, Leon, Gadsden, Wakulla, or Jefferson Counties, Florida and Escambia County, Alabama, are eligible to join Gulf Winds. Businesses and other legal entities located in these counties are also eligible, as are members, employees, and churches of the African Methodist Episcopal churches within the Florida Annual Conference comprised of Gadsden, Leon, Madison, Jefferson, Taylor, Wakulla, Escambia, Santa Rosa, Okaloosa, Walton, Holmes, Washington, Bay, Jackson, Calhoun, Gulf, Liberty, and Franklin Counties, Florida. You are also eligible to join if an immediate family member is a member.