Gulf Winds Federal Credit Union

Lost or Stolen ATM or VISA Debit Card Reporting
Call: 850.479.9601 or
Toll Free: 800.650.6328

After Hours, Weekends
and Holidays

Call: 800.472.3272

Contact Us


Phone Banking and General Inquiries:

Pensacola Area: 850.479.9601    Tallahassee Area: 850.562.6702

Toll Free: 800.650.6328


Lost or Stolen ATM or VISA Debit Card:

Pensacola Area: 850.479.9601    Tallahassee Area: 850.562.6702

Toll Free: 800.650.6328

After Hours, Weekends and Holidays: 800.472.3272

Lost or Stolen Credit Card:

Toll Free: 800.449.7728    More Contact Info

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VISA Debit Card

It's fast, safe, convenient and accepted at millions of VISA debit locations worldwide.

Gulf Winds Visa Debit Card Advantages

  • Online purchase protection with Verified by Visa
  • A Visa Debit Card may look like a credit card, but acts like a check because the purchase amount is deducted from the cardholder's checking account.
  • Cardholders can make purchases at millions of Visa debit locations worldwide. No need to use your PIN — just sign as you would for any Visa card.
  • The VISA Debit Card allows you to conveniently get cash back with no extra charge at participating merchants. Because Visa Debit Card purchases are automatically deducted from your checking account, there is no interest to pay.
  • The Visa Debit Card can be used at locations such as supermarkets, retail stores, restaurants, gas stations and online.
  • The Visa Debit Card is quicker than going to the ATM, more convenient than writing checks and safer than carrying cash.
  • The Visa Debit Card offers cardholders zero liability in cases of card fraud, theft or unauthorized card purchases when used in signature-based transactions.
  • No need to get check copies. Your monthly Gulf Winds statement provides you with a detailed record of all your transactions.

Gulf Winds Free Local ATM Network

Schedule of Fees

VISA Debit Card Replacement Fee $5.00 per card
Non-Proprietary ATM Transaction Fees*
Cash Withdrawals $0.60 per transaction
Deposits $1.00 per transaction
Balance Inquiries $0.25 per transaction
Transfers $0.25 per transaction

*A non-proprietary ATM is an ATM that does not prominently display the CO-OP Network or the CUSAS name or logo on the ATM. When you use a non-proprietary ATM, you may be charged a fee by the ATM operator or any network used.

See Full Schedule of Fees and Charges »