Take a break from the holiday bills!

Skip your January loan payment* and keep the cash! Use the break to catch up on holiday bills or start the new year off with some extra money in your pocket!

With Skip-A-Pay, pay only a one-time fee of $25 and skip a payment on your Auto, Motorcycle, ATV, RV, and Signature Loans.

Skip a loan payment on: Auto, Motorcycle, ATV, RV and/or Signature Loans

It’s easy!

Look for the Skip-A-Pay letter and form in the mail or download here. Sign the form and return to Gulf Winds in the mail or visit your local branch. Make sure to get a signature from all the names listed on the form.

Once your Skip-A-Pay request has been processed, you will be notified that the request is complete by email or the phone number associated with your account.

Don’t forget to cancel or adjust any online autopayment for the loan.

*As of 12/05/2018. Eligibility requirements must also be met at the time of the request. Skip-A-Payment is available for qualified members in good standing only for January 2019 payments. This Program is not available during the first six months of the loan term, and you must have made at least three payments on your loan. Loans are limited to one (1) Skip-A-Pay during January 2019. There is a $25 service fee per payment skipped. The following loan types are eligible for this Program: Auto, Motorcycle, ATV, Recreational Vehicle, and Signature Loans. The following loan types are not eligible for this Program: Credit Cards, Credit Lines, Home Equity, or Mortgage. Finance charges will continue to accrue daily at the Annual Percentage Rate set forth in your loan agreement, both during and after the deferral period. This means that this deferral of scheduled payments will result in paying higher total Finance Charges and possibly a greater total number of payments, than if payments were made as originally scheduled and an additional payment(s) due after the loan would have originally been paid off. The next original minimum monthly payment will again be due the following month.