Schedule of Fees - Business Accounts
Schedule of Fees & Charges effective as of August 15, 2020.
|Account Research||$25.00 per hour|
|Non-Proprietary ATM Transaction Fees|
|Cash Withdrawals||$1.00 per transaction|
|Balance Inquiries and Transfers||$0.25 per transaction|
|Business Share Account Closure Fee (waived for Accounts open in excess of 60 days)||$10.00 per occurrence|
|Business Share Draft Account Reconciliation Fee||$25.00 per occurrence|
|Cashier’s Check Fee/Third Party Check Fee||$3.00 per item|
|Check Cashing Fee||$2.00 per item|
|Check Copy Fee||$3.00 per copy|
|Coin Machine Fee - Members||3% of amount|
|Coin Machine Fee - Non-members||3% of amount|
|Collection Item Fee||$15.00 per item|
|Collection Item Return Fee||$18.00 per item|
|Debit Card Fedex Fee||$25.00|
|Document Copy Fee||$2.00 per copy|
|Dormant Account Fee (more info)||$10.00 per month|
|Instant Issue Debit Card Fee||$10.00|
|Levy & Garnishment Processing Fee||$125.00 per occurrence|
|Overdraft Privilege Fee||$29.50 per item|
|Returned Item NSF Fee (Non-Sufficient Funds)||$30.00 per item|
|Rejoin Fee (waived for members rejoining after 12 months)||$25.00|
|Reopen Business Share Draft Account Closed by Gulf Winds||$25.00 per occurrence|
|Returned Deposit Fee||$10.00 per item|
|Returned Deposit Fee for Item To & From Same Member||$20.00 per item|
|Returned Item Fee||$30.00 per item|
|Returned Mail Fee||$10.00 per item|
|Statement Copy Fee||$3.00 per copy|
|Stop Payment Fee||$30.00 per item|
|Temporary Checks||4 checks for $3.00|
|VISA Debit Card Replacement Fee||$5.00 per card|
|VISA Credit Card Rush Fee||$15.00 per card|
|VISA Foreign Transaction Fee||1% of transaction|
|Wire Transfer Fees|
|Business Checking Fees|
|Business Checking Maintenance Fee1||$10.00 per month|
|Transaction Fees1||$0.10 per item, after 75 each month|
|Check order Charge||Varies|
|Cash Deposits2||$0.0025 per $100.00 for each deposit|
|Coin Deposits3||4.00% of each deposit|
1 Waived for approved non-profit organizations with verifiable IRS non-profit status.
2 Waived for deposits that do not exceed $10,000.
3 Waived for deposits that do not exceed $100.
Dormant Account Fee
Dormant accounts will incur a fee of $10 per month until the dormant status is removed. We notify account holders via phone and mail of dormant accounts. Dormant accounts have less than a total of $300 on deposit in share and term share accounts, with no member transactions for 12 consecutive months. Transactions include deposits, withdrawals, or transfers.
If you know your account has been inactive for the past year, please consider visiting one of our 13 convenient branch locations and make a deposit, withdrawal, or transfer to avoid this fee. Please contact our Contact Center at 1.800.650.6328 to further discuss a dormant account or if you have additional questions.