Memorial Day: Our branches and contact center will be closed on Monday, May 25, 2015, in observance of Memorial Day.

Gulf Winds Federal Credit Union

Gulf Winds Cares

Caring for our community throughout the year.

Wildlife Sanctuary of Northwest Florida - $100,000
Gulf Winds committed $50,000 to a matching donation fund to assist the Wildlife Sanctuary of Northwest Florida in the aftermath of the BP Oil Spill.

MANNA - $25,000
Gulf Winds committed $25,000 to help MANNA fulfill its mission of feeding the hungry in our communities. The donation was presented at MANNA’s “Fill the Mayflower” Holiday Food Drive.

Gulf Winds Scholarship Program - $10,000
4 students receive a one-time award of $2,500 to use at any accredited college, university or trade school. The Gulf Winds scholarships are established in honor of pioneer credit union members.

Contact Us


Phone Banking and General Inquiries:

Pensacola Area: 850.479.9601    Tallahassee Area: 850.562.6702

Toll Free: 800.650.6328


Lost or Stolen ATM or VISA Debit Card:

Pensacola Area: 850.479.9601    Tallahassee Area: 850.562.6702

Toll Free: 800.650.6328

After Hours, Weekends and Holidays: 800.472.3272

Lost or Stolen Credit Card:

Toll Free: 800.449.7728    More Contact Info

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Gulf Winds is Depositing $1,000,000 into the Local Economy

The Board of Directors of Gulf Winds Federal Credit Union is proud to announce that a bonus dividend pool of over $1,000,000 has been paid to Gulf Winds members with share accounts effective November 30, 2011. This Member Benefit is in addition to our current dividend rate.

While Banks are Getting More of Your Money, We are Giving it Back!

Chris RutledgeAny way you look at it, putting this $1 million bonus dividend back into the community will have a very positive effect on our members and the local economy. Most of this money will be spent right here and will impact the communities we serve. Despite the economic struggles around us, Gulf Winds continues to be a safe, sound and secure financial institution. During a time when other financial institutions have been forced to make drastic cuts, increase and add fees, and close their doors, Gulf Winds continues to focus on how we can best benefit our members. This bonus dividend communicates the credit union difference to members in a way that they are likely to remember … with money.
           — Chris Rutledge, CEO, Gulf Winds Federal Credit Union

Not a Member?
Make 2012 Your Year to Switch!

Are you tired of the big banks playing games with your money? Find out what thousands of Gulf Winds members already know…that Gulf Winds is the best place for all your banking. We offer Free Checking, No-Fee Debit Cards and great deals like this:

As Low As 2.95% APR* for 48 Months on Cars, Boats, RVs, and Motorcycles

Unlike some credit unions, you can take advantage of our special loan rates and other great offers if you live, work, worship, or attend school in Escambia or Santa Rosa Counties, Florida, or Escambia County, Alabama.

Switch Today


*Rates as low as 2.95% APR for 48 months for well qualified borrowers. Excludes current Gulf Winds loans. Rates and terms are subject to change and are based on credit score.