Presidents' Day: Our branches and contact center will be closed Monday, February 15, 2016 in observance of Presidents' Day.


Serving members since 1964

Schedule of Fees - Business Accounts

Account Research $20.00 per hour
ACH Origination $2.00 per setup
Non-Proprietary ATM Transaction Fees
Cash Withdrawals $0.60 per transaction
Deposits $1.00 per transaction
Balance Inquiries and Transfers $0.25 per transaction
Cashier’s Check Fee/Third Party Check Withdrawal Fee $2.00 per item
Check Cashing Fee $2.00 per item
Check Copy Fee $2.00 per item
Check Printing Fee Varies
Coin Machine Fee - Members 8% amounts >$100
Coin Machine Fee - Non-members 8% of amount
Collection Item Fee $15.00 per item
Collection Item Return Fee $18.00 per item
Document Copy Fee $2.00 per copy
Dormant Account Fee (more info) $10.00 per month
Escheat Fee $50.00
Levy & Garnishment Processing Fee $25.00 per occurrence
Money Order Fee $1.00 per item
Returned Item Fee  $30.00 per item
MyOpportunity Checking Share Draft $10.95 per month
Overdraft Privilege Fee $27.50 per item
Paid Prior to Non-Sufficient Funds Fee $30.00 per item
Business Share Account Closure Fee (waived for Accounts open in excess of 60 days) $10.00 per occurrence
Business Share Draft Account Reconciliation Fee (applies to 2nd & subsequent requests) $20.00 per occurrence
Rejoin Fee (waived for members rejoining after 12 months) $25.00
Reopen Business Share Draft Account Closed by GWFCU $25.00 per occurrence
Returned Deposit Fee $5.00 per item
Returned Deposit Fee for Item To & From Same Member $20.00 per item
Returned Mail Fee $5.00 per item
Statement Copy Fee $2.00 per copy
Stop Payment Fee $27.50 per item
Temporary Checks 4 checks for $1.00
VISA Debit Card Replacement Fee $5.00 per card
VISA/MasterCard ISA Fee (Internationl Service Assessment) 1% of transaction
Wire Transfer Fees
Outgoing $15.00
Incoming $5.00
Business Checking Fees
Business Checking Maintenance Fee1 $5.00 per month
Transaction Fees1 $0.05 per item, after 75 each month
Check order Charge Varies
Deposit Fees
Cash Deposits2 $0.0025 per $100.00 for each deposit
Coin Deposits3 4.00% of each deposit

1 Waived for approved non-profit organizations with verifiable IRS non-profit status.
2 Waived for deposits that do not exceed $10,000.
3 Waived for deposits that do not exceed $100.

Schedule of Fees & Charges updated as of February 3, 2016.


Dormant Account Fee

Dormant accounts will incur a fee of $10 per month until the dormant status is removed. We notify account holders via phone and mail of dormant accounts. Dormant accounts have less than a total of $300 on deposit in share and term share accounts, with no member transactions for 12 consecutive months. Transactions include deposits, withdrawals, or transfers.

If you know your account has been inactive for the past year, please consider visiting one of our 12 convenient branch locations and make a deposit, withdrawal, or transfer to avoid this fee. Please contact our Contact Center at 1.800.650.6328 to further discuss a dormant account or if you have additional questions.


We’re giving our profits back to you.

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